Sayville, NY Real Estate News

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The Mortgage Outlet offers FHA Loans in Sayville New York. Compare our current rates against local banks in Sayville NY. FHA loans can benefit those who would like to purchase a home in Sayville New York with as little as 3.5% down-payment. It allows borrowers whose credit has been hurt by bankruptcy or foreclosure to qualify for a home loan faster than a conventional loan.   FHA conforming loan are those that have limits determined by Fannie Mae and Freddie Mac presently at $417,000.  These loans are still insured by the FHA. Conforming FHA loans in Sayville NY are available in FHA fixed rate terms of 15, and 30 years.  We also have FHA adjustable rate mortgages in terms of 3 years, and 5 years.    Call David Bailey, NMLS # 3458 at 631-767-8948 to get a personalize mortgage quote for F...
Comments 0
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The Mortgage Outlet has discovered that there a lot of misinformation and mortgage myths about Reverse Mortgages in Sayville New York.  A reverse mortgage is a home equity loan which allows homeowners 62 years or older to convert some of their home-equity into tax-free income without having to make any repayments on any part of the loan as long as they will continue to live in the home.  The tax-free proceeds from a reverse mortgage can be used for any purposes.  Reverse Mortgages were created to enhance the lifestyle of the borrower for the rest of their life.    Myth # 1:  The Bank will own my home.Fact:  Your title will not change until you sell your home and you will maintain ownership of your property. The lender will place a lien against your property just like a regular mortgage....
Comments 0
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
     The Mortgage Outlet would like you to know that a Reverse Mortgage can be used to purchase a home in Sayville, New York.  Reverse Mortgages work similarly to a conventional or “forward” mortgage.   They can, however, provide those individuals 62 years and older with a better option to buy a home as income verification is not required and a very limited credit review is needed for a mortgage approval.  Just like a regular mortgage, you will make a down payment on a home and then borrow the remaining money from a lender.  Unlike a conventional mortgage, with a reverse mortgage, you are not required to make any monthly mortgage payments.  Once you permanently leave the home, your loan balance will be paid off in full, no matter what the balance is.  You, of course, at any time may cho...
Comments 1
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
THE MORTGAGE OUTLET would like you to Compare mortgage rates in SAYVILLE, NEW YORK.  For over 25 years we have been providing mortgage rates equal to most banks with superior customer service.  We charge No Points or Origination Fees.  You are important to us, unlike many lenders, you are assigned one person to work with throughout your entire mortgage process.  Contact DAVID BAILEY at 631-767-8948 to see how much The Mortgage Outlet can save you.   The first step to home ownership in SAYVILLE, NY is to arrange for financing by getting a pre-approval before you begin shopping for your new home.  Getting a pre-approval (as opposed to a pre-qualification, for which your information is not verified) not only takes the guesswork out of whether you qualify for a mortgage, it can mean the dif...
Comments 0
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
HARP Refinance Mortgage Program in Sayville New York - HARP Loan   If you are a home owner in Sayville that is underwater on your existing conforming or conventional mortgage, you may be eligible for a refinance without paying down ANY principle, without paying mortgage insurance, and in many cases, without spending any money out-of-pocket.   HARP, the acronym for Home Affordable Refinance Program, is a financial aid program announced by the US federal government in 2009 to help millions of homeowners who are either near-underwater or underwater (means you have zero - or even negative - equity in your home) to refinance into a fixed loan with lower monthly payments. HARP 2.0 - Help For Sayville Home Owners The modified HARP program - HARP 2.0, also referred to as The Making Home Afforda...
Comments 1
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Underwater On Your Mortgage Loan in Sayville New York?   If you are a home owner in Sayville that is underwater on your existing conforming or conventional mortgage, you may be eligible for a refinance without paying down ANY principle, without paying mortgage insurance, and in many cases, without spending any money out-of-pocket.   HARP, the acronym for Home Affordable Refinance Program, is a financial aid program announced by the US federal government in 2009 to help millions of homeowners who are either near-underwater or underwater (means you have zero - or even negative - equity in your home) to refinance into a fixed loan with lower monthly payments. HARP 2.0 - Help For Sayville Home Owners The modified HARP program - HARP 2.0, also referred to as The Making Home Affordable Progra...
Comments 0
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Reverse Mortgages vs. Traditional Mortgages in Sayvile NY There is much talk these days about reverse mortgages. They can be a great way for senior citizens to take control of their finances or get items they need without taking on another monthly payment. But how do they differ from traditional mortgages?   First, let’s take a look at a traditional mortgage.   Regular mortgages are obtained to buy a home. First the home must be inspected for certain problems and appraised to ensure that it is worth the amount of money the lender will be loaning you. You must also provide proof of income and go through a credit check so the lender knows that you have the means to pay it back and a reasonably good track record of paying your debts in a timely manner.   You must also decide whether you wa...
Comments 1
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
  Who Should Consider a Reverse Mortgage in Suffolk New York? Reverse mortgages in Suffolk New York are a convenient way for senior citizens to get the money they need. They allow seniors to use the equity they have in their homes to borrow money. But unlike a traditional mortgage or home equity loan, they are not required to make monthly payments until the loan is paid in full. The loan is not due until the homeowner moves, sells the house, or dies.   A reverse mortgage usually leaves the recipient’s estate owing money when he passes away. In most cases, the house must be sold to repay the loan. The remainder of the money goes to the deceased’s estate. Because of this, a reverse mortgage may not be a good idea if you are intent on leaving your home to your children or other heirs.   So...
Comments 0
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
THE MORTGAGE OUTLET has noticed that many first time home buyers come to me confused by the various First Time Home Buyers in Sayville New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers.I will try to explain in this article the most common First Time Home Buyers  in Sayville New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home.Conventional Loans are typically processed through Fannie Mae and Freddie Mac. Typically th...
Comments 0
By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Exploring Long Island Sayville NY with Laura Cerrano of Feng Shui LI Welcome to Sayviille New York! Sayville is located towards the eastern area of Long Island along the South Shore. Sayville was first inhabited by the  Secatogue tribe, of the Algonquian peoples. It was founded by John Edwards and was formally named in 1838.  Sayville became important mainly for its timber and oysters during those years and today is a tredy location to shop and eat. At every turn you see a piece of history whether it being preserved with the architecture or signs along the street to indicated an important point in history for Sayville. Sayville Modern Diner Even driving around the neighborhood (not to far from the shore line) you will be pleasantly pleased with the views. If you are looking for a local ...
Comments 0
By Christian Bastian, Christian Bastian - Douglas Elliman Real Estate
(Douglas Elliman Real Estate)
Thinking of Sayville?   Thinking of buying your next home in Sayville??? Here are Ten Great Reasons to buy here! 1.    Wide variety of home styles and prices to meet your needs. 2.    Great access to all transportation… and I mean all…      a.     Highways to all of Long Island      b.    Trains to New York      c.     Planes from Islip MacArthur Airport to destinations across the country      d.    Ferries to the beaches of Fire Island. 3.    Great Public Schools 4.    Beautiful Parks 5.    Our New Public Library 6.    Fabulous Shops 7.    Delicious Restaurants 8.    Exciting Community Events 9.    Boating and Fishing on the Great South Bay 10.  Diverse and dynamic Job Market The only thing missing is you!   Ready to make your move… Get the information you need at www.suffolkrealestate...
Comments 1
By Christian Bastian, Christian Bastian - Douglas Elliman Real Estate
(Douglas Elliman Real Estate)
IT'S HERE!!!... Summer in Sayville!!!   When are you coming?   Interested in moving to and living in Sayville? Let me be your choice to help you find your new home in Sayville.      
Comments 2
By Christian Bastian, Christian Bastian - Douglas Elliman Real Estate
(Douglas Elliman Real Estate)
Well here I am still enjoying a day that has been spectacularly successful. I wish I could say I picked up a new listing or sold one. Neither of those things occurred today but that was not the success I looked to measure today. Today was the day when the unnoticed details of a successful day of a successful life took center stage.   Today was the day that started with brilliant sun and searing heat and finished with crashing thunder and refreshing rains. and now trains, their whistles sounding each crossing, pass through Sayville getting ready for the morning rush. Today was the day that started with me writing about what would make this day a success... each moment with my family tender and special, each meal delicious, each song I heard raced my mind back and forth over the years of ...
Comments 2
By Christian Bastian, Christian Bastian - Douglas Elliman Real Estate
(Douglas Elliman Real Estate)
I just woke up and decided to make today a success! There is nothing particularly special about today except the weather is expected to be hot here in Sayville. I have been successful throughout my career and certainly personally with my wife and daughter, family and friends.   So what is it about today and waking up this morning... Tired of the same old thing, same routine that produces results each week and every month, Executing a plan that you put in place to obtain the goals you want. Getting to the gym early so you get your favorite bike at spin class. Into the office first to review expired listings and send out letters, make those calls...   Don't get me wrong I love my career and the work that I do as a Realtor, I am very happy in my life personally and professionally. Maybe I ...
Comments 4
By Christian Bastian, Christian Bastian - Douglas Elliman Real Estate
(Douglas Elliman Real Estate)
Last night I was in the checkout line of my local super market.  I only had a few items and needed to decide between self serve and full service checkout.  Two of the self check counters were open and being used by a customer each.  The one checkout counter with a cashier had two customers in line, each with small orders.  I have used those self check scanners in the past and find them easy to use, however, often, I find myself stuck behind a customer who is not quite sure where to insert the cash for their purchase or how to scan their coupons. So I got in line at the counter served by a cashier.  While in line several things became very clear to me.  First, as usual, I saw that the customers checking themselves out were having trouble scanning their purchase.  Repeatedly they tried to...
Comments 10
By Christian Bastian, Christian Bastian - Douglas Elliman Real Estate
(Douglas Elliman Real Estate)
Thinking of buying or selling a house in Sayville or West Sayville, New York? Living on South Shore of Suffolk County with its spectacular ocean beaches and beautiful bays makes more sense now than ever. Long Island's South Shore has great access to transportation, excellent schools, health-care facilities of the highest caliber, as well as entertainment, cultural and recreation opportunities for all ages and interests. Sitting at the edge of the bay, enjoying a beautiful sunset, steals still my heart away...   Here is the latest news on the real estate market in Sayville and West Sayville, New York. This past week has concluded a very active month of March with 18 properties going into contract and 7 closings (March 1 through March 31 2011) New listings this week include 6 properties n...
Comments 0
By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Lawrence & Sheila Agranoff are providing statistics for homes sold in Sayville Long Island in The School District #4, during the month of January 2011, according to public records of the multiple listing service.   There were 7 single family homes in Sayville Long Island that sold in January ranging in price from $305,000 for a 4 bedroom 2 bath Split Level to $622,500 for a 4 bedroom 3 bath Traditional Home.   These sales reflect those homes sold in Sayville Long Island that were listed on multiple listing service and do not include for sale by owner, non-member or non-published sales. Sayville LI is located in Suffolk County New York on Long Island's South Shore within Zip Code 11782.    Average Days On The Market:117   Average Listing Price: $527,000 Average Selling Price: $510,000 Av...
Comments 0
By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Lawrence & Sheila Agranoff are providing our latest monthly updates for closed sales at Sunrise Village on Revere Drive in Sayville,  Long Island.  The following sales are from January through July 2010, according to public records of the multiple listing service.  Sunrise Village on Revere Drive in Sayville is a 55 and over active adult community on Long Island's South Shore in Suffolk County NY.FieldCountMean(Average)MedianModeLowHigh Listing Price 3 $309,667 $325,000 $265,000 $265,000 $339,000 Original Price 3 $334,333 $325,000 $299,000 $299,000 $379,000 Sold Price 3 $302,167 $315,000 $265,000 $265,000 $326,500 % Difference 3 2.27 3.1 0 0 3.7 Taxes 3 $8,335 $8,728 7180.16 7180.16 9096.33 Bedrooms 3 2 2 2 2 2 Baths 3 1.8 2 2 1.5 2 Days On Market 3 146 139 29 29 271 FieldValueCount Tow...
Comments 0
By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Lawrence & Sheila Agranoff are providing our latest monthly updates for closed sales at Sunrise Village on Revere Drive in Sayville, Long Island.  The following sales are from January through July 2010, according to public records of the multiple listing service.  These do not include for sale by owners, non-published or non-member listings. Sunrise Village on Revere Drive in Sayville is a 55 and over active adult community on Long Island's South Shore in Suffolk County NY. Call for current pricing at our Cell: 631-805-4400 Listing Price 3 $309,667 $325,000 $265,000 $265,000 $339,000 Original Price 3 $334,333 $325,000 $299,000 $299,000 $379,000 Sold Price 3 $302,167 $315,000 $265,000 $265,000 $326,500 % Difference 3 2.27 3.1 0 0 3.7 Taxes 3 $8,335 $8,728 7180.16 7180.16 9096.33 Bedrooms...
Comments 0
By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Robin Red Breast in Sayville New York Long Island Stopping by To bring a Little Feng Shui Fire Wordless Wednesday Exploring Long Island NY   Photo by Feng Shui NY Laura Cerrano of Feng Shui Manhattan and Feng Shui Long Island                                                             Feng Shui Long Island *Carole Provenzale has been a Certified Feng Shui Consultant since graduating from the Country's very first School for Feng Shui Studies that was licensed and accredited in 1997.  Carole provides on site Feng Shui Consultations on Long Island NY, Queens New York and New York City - NYC                                                         Feng Shui Manhattan New York Feng Shui Manhattan New York City Manhattan NYC Consultant**Laura Cerrano is a Second Generation Certified Feng Shui ...
Comments 13
Explore Sayville, NY
Sayville, NY Real Estate Professionals