Karen Sanchez's Blog

 More Than a Transaction: The Privilege of Serving You There is something incredibly special about handing over a set of keys. Its more than just a transaction; its a moment filled with meaning, joy, and the promise of a new beginning. Every time I place those keys into someone hands, I am remind...

Avoid Common Estate Planning PitfallsAdding a family member to the title of your home for estate planning purposes can lead to significant problems, including unintended consequences like property tax increases. Here are some other estate planning issues I’ve encountered recently that could cause...

How to Find a Rental: Practical AdviceFinding a rental can be challenging, but with preparation and strategy, you can improve your chances of securing the right place. Here’s how:1. Define Your Target AreaStart by determining where you want to live. Consider your priorities, such as: Proximity to...

 You may have watched the news—there are fires in Southern California. If you have a friend who is an insurance agent, you might want to check on them. They probably need a hug.If you’re in the middle of a home purchase, it’s a good idea to double back with your insurance agent and make sure noth...

Martin Luther King Jr. Day and Inauguration Day share several commonalities: Federal Observance: Both are recognized as federal events in the United States. Martin Luther King Jr. Day, established in 1983, honors the civil rights leader's legacy. Martin Luther King Jr. Day became a federal holida...

Talking Bout My GenerationWho are you?  In some ways when you were born defines a lot about you.   Then society looks at you as a group and makes studies about you. See the above graphic.   So it got me wondering about what my newest grandchild would be called and what my grandparents where calle...

Different loans come with different credit score requirements. This is 100% true! Too often, I hear: “I called my bank, and they said no,” or “They said this or that—blah, blah, blah!”Here’s the thing: Before you jump into that process, talk to me first! I can introduce you to some of my favorite...

Thinking of selling your CA home? In California, sellers are legally required to disclose certain information to buyers during a real estate transaction. These disclosures aim to inform the buyer about the property's condition and other relevant factors. Key disclosures include: 1. Transfer Discl...

 Adding people to the title of a property who are not on the loan may seem like a good way to include family or other parties in ownership, but it comes with several risks and considerations. Here are reasons why you might reconsider:1. Loan Agreement Complications Violation of Mortgage Terms: Ma...

13076 Osage Rd, Apple Valley, CA 92308$450,0004 Beds | 2 Baths | 2,476 Sq. Ft.Mid-Century ModernFeatures new carpeting and fresh paint.View on Zillow 9986 Hemlock Ave, Hesperia, CA 92345$530,0004 Beds | 3 Baths | 1,925 Sq. Ft.Features 4 spacious bedrooms and 3 bathrooms, including a luxurious ma...