Home Loans in Virginia, Maryland, SC, GA, & DC

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Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329
Pay your bills on time. Paying your bills on time helps your credit score,it will help you save money and reduce financial stress.Keep your credit card balances low. Keeping your balances as low as possible is still helping you move in the right direction and avoid racking up excessive debt.Don't...
Credit Score Myths Myth #1 Credit Scores aren't important - a lower credit score affects how much a lender will loan you and what interest rates they'll charge. Myth #2 You need a big income to have a high FICO Score - scores are based only on what's in your credit report and they don't consider ...
  Your Payment History35 % paying your bills on time is a key to a high score. How much you owe 30% Too many accounts with a balance could indicate a higher risk of over-extension. Length of Credit History15% How long have your credit accounts been established? New Credit10% Opening new accounts ...
World Gratitude Day is your opportunity to show your gratitude and appreciation.The United Nations Meditation Group created World Gratitude Day to express appreciation for the great things that individuals and groups do. It has been designed to bring the whole world together in a day that is all ...
Many potential home buyers give up before they’ve even gotten started because they think they don’t have enough for a down payment. Often times it’s because they’ve bought into the myth that you can’t buy a home with less than a 20% down payment. Use our free infographic to show potential buyers ...
Searching for the right home for your family’s needs and expectations might lead you to consider building your own custom home. Maybe you want a wraparound porch, or an open-space interior design, or a gourmet kitchen. Whatever your dream features are, a custom-built home can turn them into a bli...
Before you apply for a mortgage, you can improve your likelihood for an easier approval process by tackling some of these common issues that self-employed borrowers face.Show that your income is stable. Potentially the highest concern for lenders when working with self-employed applicants is ensu...
Working from home is the new normal in 2020 and this brings on a set of new challenges. It’s time to revisit your space and set it up for better health. Here are tips that may help; Incorporate movement. Prolonged sitting can increase your risk for chronic health problems. When you sit, you use l...
 The steps you must take to refinance a mortgage will be similar to the ones you took to get your current loan:Step 1: Start with the Basics Establish your goals for refinancing, then examine your current financial situation to decide if a refinance makes sense for you. An expert from First Herit...
Does refinancing your home make sense for you? If you’re unsure, you’ve come to the right place. While many think the purpose of refinancing is to take advantage of lower rates, there are several reasons why homeowners choose to refinance. With a little preparation and a push in the right directi...

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
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I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733