Thomas 's Blog, Mortgage lending.

HELOC's Home equity line of credit. There is a great thing about HELOCS they are tax deductible unlike the credit cards that you  can save money use. You can save money by using your new HELOC for anything that you would use your credit card for. We have so many different programs for seconds tha...

Home equity line of credit. There is a great thing about HELOCS they are tax deductible unlike the credit cards that you  can save money use. You can save money by using your new HELOC for anything that you would use your credit card for. We have so many different programs for seconds that we can...

Paying rent is a waste of your money, Why not buy a house that cost almost the same amount as your rent? Then when you move out you get to see some of that hard earned money back in your pocket. There is great first time homebuyers programs out there. Credit not so great? I offer credit repair to...

2007 s here hope everyone is having a great year so far. This year is going to be better than last year. (hopefully). I intend for this year to be great. i think positive to get the best. To become the best. Wanted to check with everyone what they think this year is going to be like? the market h...

I want to touch base with all the realestate pros out there and see what their favorite phone is. I was with tmobile and still am till the 5th or so, because they lost me a lot of money and charged me 108$ for text i didn't send. But anyways i have switched to sprint i got a great deal there my s...

New years eve is right around the corner. Most of us will be celebrating, remember to be safe. So after the new year begins what does everyone think will happen to the market. You think the resales and new homes will increase or decrease. The number of people in the real estate industry will incr...

Applications DiveThe Market Composite Index, an overall measure of mortgage applications, fell from 647.6 to 555.8 on a seasonally adjusted basis during the week ended Dec. 22, according to the Mortgage Bankers Association's Weekly Mortgage Applications Survey. On an unadjusted basis, application...

Merry Christmas I like the sound of that, not happy holidays. How many people out there say merry Christmas? and how many say happy holidays?  I have heard so many people say happy holidays then today at nordstroms the guy said merry Christmas. I was shocked, I think he might get in trouble by ma...

I just recently got real sick. I have stayed home for 5 days now, still working from home but why is it that people go out real sick and make others sick? When you are sick you should get rest, well i was told by a doctor anyways . Do you go to work sick? or do you go to the doc and bed. I have a...

 Happy holidays everyone, hopefully everyone is doing well. I had a few questions for all the real estate professionals out there. Is everyone noticing that this holiday season people want to still buy homes in the winter? I have be en in the industry for 4 years now and this year my clients want...