Herb Johnson's (nkyrealty) Blog

Even with uncertainty in the stock market and continued crisis in world debt, the latest figures from the National Association of Realtors (NAR) shows that existing home sales improved slightly in October. Though this rise was marginal, any upward movement is reason for some holiday cheer in the...

Should you have your home for sale during the holiday season? Consider the following points: 1). Relocating families often don't have a choice in when they can leave for their new destination. Although roughly 70% of transferring families have children, many families have to transfer during the m...

Some of today’s homeowners find themselves unable to enter the housing market because of unsteady jobs or they are upside down in their mortgage. Still many have needs that need to be met due to outgrowning their current home or have repairs that need made. This helps explain a recent report tha...

The real estate market has taken a beating in recent years but many still want to own their own home. One of the biggest challenges they face is the problem that mortgages are hard to get. Yet there is a solution that's making housing a family affair. The concept is the family mortgage and it of...

All Residential, Price Range: $0 - $374,999    

Last year predictions were that home values would sink around 5% in 2011. The bad news, those predictions were not far off the mark. The good news, in the coming year those same people think we will see prices rise ever so slightly. Don't expect the market to move too much though. Expect annualiz...

Winter months have the fewer home sale closings in Northern Kentucky. Yet sometimes a job transfer or other personal circumstances require making a sale in the dead of winter. Although that means fewer buyers in the Northern Kentucky area, as a seller you'll have a chance to stand out in a thinne...

The holiday season is fast approaching once again. In Northern Kentucky that often means cold weather, rain, and snow. Yet the weather and a few holidays won't keep a good buyer down. There are great deals to be had in this part of the country during the holiday season. Buying a home doesn't alw...

Here are the five most asked real estate questions I've had in 2011. 1. Interest rates -- how low will they go?American home buyers are fixated on interest rates, which have fallen to the 4 percent range, and stayed in that neighborhood much of the year. Homeowners who are stuck in upside-down mo...

Homeownership is more affordable than ever. This is due to low interest rates and lower home values. Some buyers who have a large downpayment believe this will get them the lowest monthly mortgage payment which is true. However, because a buyer can afford to put a large amount down doe...