Joe Petrowsky's Blog

Follow me
Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“You are Free to Choose Your Mortgage Broker”   Joe, Hard to believe that in this day and age I got crap from my office manager for not using the loan officer that has a desk in our office. I have used him before, but it was a waste of my time and my clients were not happy. I have told my manager...
“Bring Me the Construction Projects”     Hi Joe, I have another joint venture for both of us, similar to the transaction we did late last year. Our bank has a long time client that wants to build a home in Florida, but again we can’t do construction loans of this size and I know you do. Our bank ...
“No One to Marry?”  One day a girl brings home her boyfriend and tells her father she wants to marry him. After talking to him for a while, he tells his daughter she can't do it because he's her half-brother. The same problem happens again four more times! The girl starts to get pissed off. She g...
    “My Bank Can’t do My Mortgage”     Mr. Petrowsky, My Realtor Jim XXXXXX gave me your contact information. I recently met with my banks to get pre-qualified for a mortgage. After a couple of weeks, they let me know they couldn’t help me because my credit scores are too low. They let me know my...
   “Qualified to the Max, NOT always Smart”     Dear Mr. Petrowsky,It has been a couple of years since we communicated and this is all a bit uncomfortable as well. My wife and I met with you and you took us through the pre-qualification process. Unfortunately we did not pay attention to your sage...
“Pretty Smart Farmer Jack”    Farmer Jack once lived on a quiet rural highway, but as time went by, the traffic slowly built up and eventually got so heavy and so fast that 3-6 of his free-range chickens were being run over every week.So Farmer Jack called the local police station to complain. "Y...
“What Should I Pay off First?”    Thank you so much Mr. Petrowsky. I would of paid off the car loan first which would have been a mistake and not helped very much. I can accomplish paying off the three collections and lowering the three credit card balances. I will start this right away. I will s...
 “Never Thought of Buying a Home that Needs Renovations!”    We are ready to refinance our current mortgage, it looks great by the way! To refresh your memory, you coached us and arranged an FHA 203K mortgage for us. The original purchase price was $233,000 and the renovation cost was $116,000. W...
“Would You Let Him Go?”     A Florida senior citizen drove his brand-new Corvette convertible out of the dealership in Jacksonville. Taking off down the road, he pushed it to 80 mph, enjoying the wind blowing through what little hair he had left. "Amazing," he thought as he flew down I-95, pushin...
          “Getting Permission”    Hi Joe, A conversation or email is fine. Looking to see if you could help estimate what my husband and I could afford for a mortgage. Just got married last August and looking to buy this spring in the Boston area. Just found your company online from blogs that yo...

Joe Petrowsky

Your Mortgage Consultant for Life
What mortgage questions can I answer for you
Spam prevention

Additional Information