Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
RECENT BLOG POSTS
Hey Joe, Tell me your thoughts. You know we have not been able to find a home that checked off all the boxes. We see a property that has our attention, however it needs some work. As you know we will be putting down about 25% down so doing an FHA 203K would require mortgage insurance, which we w...
10/07/2022
“Mr. Petrowsky,My dad gave me your contact information. I have a friend and we have discussed purchasing a home together. I am paying nearly $1,400 rent and she is paying a little more than that. So, we thought about pooling our resources and buying a home together instead of paying rent.My dad ...
10/06/2022
“Mr. Petrowsky, We were given your name by our next-door neighbors. We have been home searching for over a year and haven’t been able to buy. Adam told us that you did a construction loan for them and they are a month away from their home being finished. I understand that he is having a modular ...
10/03/2022
“Mr. Petrowsky,We spoke about a dozen years ago, looking for a mortgage. At the time you could not do a mortgage for us as our debt ratio was very high. You even brought up a topic we just didn’t want to hear, which was bankruptcy. We didn’t do it then, but 5 years later we did end up filing. In...
09/30/2022
     Hi Joe, I am so delighted that I listened to you. The first week of April I sold my entire portfolio, it looks like about 200K in gains, but I don’t care. Now that I am sitting with a bunch of money, I want to add to my real estate portfolio. The three properties that I am renting as vacatio...
09/28/2022
“The Value of Art” A New York attorney representing a wealthy art collector called his client. "Saul, I have some good news, and I have some bad news."The art collector replied, "I've had an awful day. Give me the good news first."The lawyer said, "Well, I met with your wife today, and she inform...
09/28/2022
“Hi Joe,I have been ready emails for a number of months, they have truly been informative. The last one really got my attention. You did the mortgage on our 2 family home a number of years ago. After reading all the emails about income properties, we are going to keep our current home. We have a...
09/26/2022
I am asked this question every day, “should I buy now or wait?” Some people get influenced by TV prognosticators that often don’t have a clue.This article has some common sense! Don’t expect home prices to come crashing down anytime soon. First time home buyers have had a tough time finding affor...
09/23/2022
“Mr. Petrowsky, You did my loan about 11 years ago. I don’t know why I didn’t reach out to you before this, in any case I need to refinance. Jerry and I are getting a divorce and I will be retaining the home, so need your help. I went to our bank, they gave me a run around for the last 3 months,...
09/21/2022
“Just Call Me Mike”  An Arizona Highway Patrol officer stops a Harley in Tucson for traveling faster than the posted speed limit, so he asks the biker his name.“Mike,” he replies.“Mike what?’ the officer asks.“Just Mike,” the man responds. The officer is in a good mood, thinks he might just give ...
09/21/2022
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Joe Petrowsky

Your Mortgage Consultant for Life
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