Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“Eliminating Mortgage Insurance” Hi Joe, I think it is time. We purchased the home 15 months ago and as we discussed back then the goal was to refinance as soon as possible. I have made all the improvements, many of which will add value and with the appreciation that has been going on, we should ...
“When Homeowners Agree to Make Repairs” Joe,We know there are a number of repairs that the property needs and we are asking the sellers to take care of this work prior to the purchase. He has indicated that he can handle any and all repairs.We were told there were two previous buyers, but deals f...
“The Answer is better than the Question” A property manager of single-family residence was showing a unit to prospective tenants and asking the usual questions. "Professionally employed?" he asked."We're a military family," the wife answered."Children?""Oh, yes, ages nine and twelve," she answere...
“Real Estate & Mortgage Outlook for 2022” Mr. Petrowsky,I am not exactly sure how I originally got to reading your blogs on Linkedin, but am a regular follower. Your blogs are very insightful and will certainly reach out to you in 2022 as I will be needing a mortgage. I am 34 and will be a first ...
“There is Prejudice and it is up to All of Us to Help Stamp it OUT”   Mr. Petrowsky,Your name was given to me by my two aunts. They have both told me that you helped them obtain financing to purchase their home. They both indicated you helped them when no one was very interested in helping them o...
“Get Your Mind Out of the Gutter”  Michael J. Fox has a small one.Arnold Schwarzenegger has a big one.Madonna doesn't have one. The Pope has one but doesn't use it. Clinton used his all the time. Bush is one.Mickey Mouse has an unusual one. Liberace never used his on women. Jerry Seinfeld is very...
“An Unresponsive Realtor is a Problem” Good Morning Joe I called the Realtor you referred yesterday. I spoke to him and signed the contract with him. Luis also spoke to him and we both gave him a description of what we want. Now we are all on the same page and on the same team. Hopefully this wil...
“Investor Properties Easy to Finance”  Mr. Petrowsky,I was doing some Google searches last evening and came across some of your blogs, specifically regarding getting mortgages for folks that want to buy multifamily homes. I have a number of clients that I have been working with and new ones on a ...
“The Poor Dog” A group of country friends from the Cottonwood Baptist Church wanted to get together on a regular basis to socialize, and play games. The lady of the house was to prepare the meal. When it ca me time for Al and Janet to be the hosts, Janet wanted to outdo all the others. Janet deci...
“A Conventional Renovation Loan Product is available”  Hey Joe,We found a home that is of interest. The home needs some work which doesn’t bother us, but the listing agent told my agent that the seller will not accept an FHA 203K loan, as their previous deal fell apart that was FHA. Is there anot...

Joe Petrowsky

Your Mortgage Consultant for Life
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