Cynthia Gibson-Xerri's (saltypiecesofland) Blog

Skipped dues crunch home associationsAVONDALE, Ariz. - May 29, 2008 - A modest housing tract, set amid pecan trees here in suburban Phoenix, faces big problems: About 40 percent of its homeowners aren't paying their association fees, leaving neighbors with higher assessments and reduced services....

Strategic Planning has made a comeback worldwide.  Companies, governmental agencies and nonprofits are all adopting it.  Although Strategic Planning has been around for years and the basic tools are well known, many leadership teams still stumble in the planning and execution stages.  The basic e...

Yesterday, Tip #3 discussed the Hardship Letter from the homeowner. Today we will discuss the Interior & Exterior Photos and Repair Estimate Report.Tip # 4When things go bad...they usually go real bad. If a homeowner has not paid his mortgage in many months, it is likely that the house has been n...

I mentioned yesterday that mortgage lenders have varying requirements and may demand that a borrower submit a wide array of documentation, there are, what we believe, and have come to know as the 10 Essential Elements of A Short Sale Package. Yesterday, Tip #2 discussed the Letter of Authorizatio...

, The Letter of Authorization.The bank has no authority to discuss the borrower's financial situation with you. The lender can not breach the confidentiality of the borrower without having direct written authorization from the borrower authorizing you to speak on their behalf or to obtain any inf...

Florida home sales to international buyers decrease 65 percent ORLANDO, Fla. - July 10, 2007 - In 2006, home sales to international buyers fell about 65 percent compared to 2005 numbers, according to a Florida study conducted by the National Association of Realtors (NAR). Analysts blame "the exor...

10 best places for starting a small businessORLANDO, Fla. - July 12, 2007 - Florida is the best state to grow a small business, according to a new study by Bizjournals, the Web site of American City Business Journals Inc.Bizjournals used a 12-part formula to rate the vitality of small-businesses ...

NAR: Home prices to recover in 2008WASHINGTON - July 12, 2007 - Home prices are expected to recover in 2008 with existing-home sales picking up late this year and new-home sales rising early next year, according to the latest forecast by the National Association of Realtors® (NAR)."Buyers now hav...