Stephen Gallo's (stephengallo) Blog

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Mortgage and Lending - Stephen Gallo
RECENT BLOG POSTS
We Are Closing Loans... while some lenders are closing their doors. Inventory and days on market are higher than they have been in years. Listing and selling a house in the same week probably won`t happen. If you need a lender that can help you list and sell in this market, please call me. Steph...
03/07/2010
YES, IT`S A GOOD TIME TO BUY! Think you should "hold off" on real estate? Think again! It`s a good time to buy, and here are some good reasons A "BUYER`S MARKET" WITH AMPLE INVENTORY AND FAVORABLE PRICES MANY LOAN PROGRAMS AVAILABLE, ALLOWING MANY BORROWERS TO QUALIFY RATES NEAR HISTORIC LOWS PO...
03/07/2010
We have a few new updates for our FHA programs for the better, we can now go down to a 540 credit score on all FHA purchases and on our FHA refinances, and a 580 credit score on our FHA Jumbo loans. The credit minimum was originally a 620 credit score, that got changed for the better by our Lende...
03/07/2010
Parallel Mortgage Corp, located in East Brunswick New Jersey are your FHA, Fannie Mae, & Freddie Mac Experts             FHA Highlights: •           Approved with credit scores as low as 580 for purchase's & 560 for refi's •           As little as 3.5% down for all purchases including JUMBO loans...
08/23/2009
Parallel Mortgage Corp is located in East Brunswick, NJ which is fastly growing with a very experienced staff and is also extremely profitable. We are looking for telemarketers who are well spoken individuals and being bilingual in Spanish is a plus, for cold call telemarketing which lists will b...
06/16/2009
Parallel Mortgage Corp is a New Jersey licensed mortgage broker. We work with various wholesale lenders who allow us to offer our borrowers loans based on certain guidelines.  In order to generate business, these wholesale lenders allow us to offer our borrowers loans at the lowest interest rate ...
06/16/2009
Hello, the rates I provided are good for a week, which means these rates are good until 6/9/2009.  Please keep in mind that we can also do these loans stated self employed, with just a CPA letter, without showing any income documentation. There is only a .125 add on, to the rates provided, for al...
06/03/2009
We are your FHA, Fannie Mae, & Freddie Mac Experts FHA Highlights: ·  Approved with credit scores as low as 580 for purchase's & 560 for refi's ·  As little as 3.5% down for all purchases including JUMBO loans ·  Non-Occupying borrowers are allowed for all purchases and refinances to qualify borr...
06/03/2009
  We are your FHA, Fannie Mae, Freddie Mac & *Alt "A" Experts           FHA Highlights: •       Approved with credit scores as low as 530 (on JUMBO FHA's TOO!) •       1-4 family residences •       Up to 60% DTI (FULL DOC) •       Up to 6% seller's concession •       Reverse Mortgage for borrower...
11/06/2008
    We are your FHA, Fannie Mae, Freddie Mac & *Alt "A" Experts           FHA Highlights: •       100% Financing (with our down payment assistance program) •       Approved with credit scores as low as 490 (on JUMBO FHA's TOO!) •       1-4 family residences •       Up to 60% DTI (FULL DOC) •     ...
08/28/2008
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