Doug Capps, CLO, CRMS, MMS (Guaranty Bank & Trust Co) Mortgage and Lending



Doug Capps
location_on Hernando, MS — Guaranty Bank & Trust Co
NMLS ID #68160
Get to Know Doug Capps

Aren't these things you would like from your lender?

- FAST underwriting times

- Closing ON TIME or earlier

- Constant Communication - keeping clients and Realtors informed

- Promptly returning phone calls

- Taking care of the customer

If you are interested in working with someone who works as hard as you do, then give me call! 


Ranked #25 in the "TOP 25 USDA Volume of 2013" through the Scotsman Guide


Member of: 

Affiliate member - Northwest MS Association of Realtors   o   American Bankers Association   o     Hernando BNI


Professional Designations:

MMS - Military Mortgage Specialist   o   CLO - Certified Loan Officer    CRMS - Certified Residential Mortgage Specialist   o   CMHS - Certified Military Housing Specialist   o   FICO PRO - Certified FICO Professional   o   Lending Integrity Seal of Approval




Ranked #25 in the "Top 25 USDA Volume of 2013" through Scotsman Guide

Lifetime Member of the Honorable Order of St Michael


My skills are...   

Cyndi Havens, Magnolia Realty and Appraisals LLC
Your assistance and efficiency throughout the loan process provides excellent service. Your professionalism, knowledge & diligence are key resulting in satisfied customers fulfilling their dream of purchasing a home! Your services keep all parties informed at all times, making the transaction flow smoothly and assures our clients that they are in good hands! Your assistance makes my job as a Realtor easier allowing us to reach our goal of happy and satisfied clients! To sum my experiences of working with you up, I would use four words.... PROFESSIONAL, EFFICIENT, ATTENTIVE and EFFECTIVE!
Cheryl Fair, Broker Owner, Chase Fair Realty
I have used Doug Capps with Fairway Mortgage for 10 years and find that his professionalism is by far the best. He not only keeps you informed but also will help your client understand the mortgage process and let them know what is needed to finish up their loan. Every deal I have had with Doug is handled in a professional manner and closes on time. He and his team are very knowledgeable in their field and every client I have sent to him have been very pleased and would also recommend him to their friends.
Susan Hayes, First National Realty, Inc.
Doug is always on the cutting edge for news in the industry and I can always count on him to let me know about new grants, interest rate changes, USDA etc. He’s very patient, honest and always willing to take time to answer any questions for me or the buyer. He’s great at helping buyers with credit issues and stays in contact with the buyer. I’ve gotten calls from Doug a year after sending him a referral stating that they are now ready to buy!
Loretta Carson-Barnett, First National Realty, Inc.
Over the last 7 years, I have had the pleasure of representing Doug Capps’ clients in their home purchases. Doug is highly knowledgeable of mortgage guidelines, organized, thorough, professional and has a strong understanding of how things can impact ones credit score. Doug is very personable, honest and he treats every client as a friend, not as a number or pay check. He explains everything from start to finish so clients understand and know what to expect. Doug and his support staff do the best job at updating and communicating the file status with my clients and me to make the loan closing a smooth stress free process.
Debra Dye, Dreammaker Realty
Doug is the lender I go to when I want the job done. He always follows up with my referrals and calls them if they don’t call him first. For clients that don’t qualify easily, he is always willing to think outside the box!
Audrey Jacobi, Austin Realty Group
As a Realtor, I appreciate the way Doug stays on top of the mortgage process and keeps me informed along the way. My buyer clients have mentioned how professional and organized he has been and how well the part of the home buying process was handled. Thanks Doug!
Sabra Cable, Desoto County’s Best Female Realtor 2012, Re/Max Legacy Realty
Working with Doug has always been a great experience. From the time I refer Doug a client, Doug is on top of getting them approved quickly and follows through until the end with updates along the way to keep me and my client posted as to where their application is in the process of being completed for closing. Doug comes highly recommended by me and I will continue to send him clients due to his excellent track record of being the experienced, respected loan officer that he is.
Area Mays, First National Realty, Inc.
Doug and I have worked together for the past five years. 99% of the loans that Doug said was good to go went to closing. I would recommend Doug to other Realtors because he is very prompt, he communicates very well and he checks out the buyer thoroughly before he sends me a pre-approval letter.
Gale Mueller, Realtor, Crye Leike Realtors
“Fairway Independent Mortgage Corp” successfully gets buyers to the closing table!! Doug Capps keeps buyers and agents updated to the many stages of the loan progression; from loan application to the day of closing. He educates all buyers and truly takes the extra time with first time homebuyers allowing them to fully understand their loan program. Thank you Doug for the wonderful experience and successful closings thru the years!!
Randy Cannon, Bob Leigh and Associates Realtors
I am constantly impressed with the way Doug Capps at Fairway Independent Mortgage Corp keeps everyone informed. From the moment he begins working with a client of mine, he will let us know exactly what is going on, what is needed and what to expect. My clients and I have been very pleased with Doug.
Allison Spencer, Managing Broker, Prudential Collins-Maury Inc. Realtors
Each time I have worked with Doug Capps and Fairway Mortgage, I have found is professionalism and attentiveness to me, the agent, and to the buyer far exceeds our expectations of a loan officer. And as a seller’s agent, he regularly keeps us informed of the process by email. Keeping everyone involved ensures there are no surprises and makes for an efficient closing. I will use Doug Capps over and over again!

Guaranty Bank & Trust is part of the local community and we believe in making customers for life!