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Richard Byron Smith, NMLS #184479, Mortgage Loan Officer (Mortgage Loan Officer, Fairway Independent Mortgage Corporation NMLS #2289) Mortgage and Lending



Richard Byron Smith, NMLS #184479
Mortgage Loan Officer
location_on Chattanooga, TN — Mortgage Loan Officer, Fairway Independent Mortgage Corporation NMLS #2289
Loan Officer, NMLS 184479
Get to Know Richard Byron Smith, NMLS #184479

Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, Fairway reached the $1 billion funded mark. With a strong focus on purchase business, we continue to grow each year, funding $17.5 billion in 2016.

Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as your trusted advisor, providing highly personalized service and guiding you through every step of the loan process. It’s all designed to exceed your expectations, guarantee your satisfaction, and earn your trust.

Fairway is dedicated to the highest level of service, demonstrated through consistent, informative communication with clients and their real estate partners. Our main priority is ensuring that the trust we are given is backed by accurate, on-time paperwork delivered with the best technology available. We strive to streamline the mortgage process for our clients and make it stress free for all parties involved.

Fairway Independent Mortgage Corporation is licensed in all 50 states and has headquarters in Madison, WI, and Carrollton, TX.

At Fairway, we strongly believe that the way we do things is just as important as what we do. Every employee is guided by our Core Values, which form the foundation on which we work and conduct ourselves. These values are not descriptions of the work we do as a company or the strategies we employ to accomplish our mission; they underlie our work, how we interact with each other, and guide us in determining how to best serve our customers, employees, and local communities.


We specialize in FHA, VA,  Rural Development, conventional and Jumbo residential mortgage loan programs. We offer these programs along with the traditional conventional mortgage programs.   We are experienced FHA lenders, with proven results in credit help. 

That quality investor relationship is of critical importance to you, our client.

My real estate agents know they receive my full commitment and the commitment of our local and our corporate staff. I stay fully accessible.

I return phone calls.

My clients and partners are kept fully informed of the status. My experience as a mortgage loan officer helps me to identify potential loan approval issues early in the process. This allows my clients to have right expectations about their home financing transaction. I know the financial goals of my clients and work hard to develop a lasting relationship with them.

We put technology to work for you. This makes your loan process smooth.

You know the status.

You have the information you need to make the informed decision.

Lending is local. We use technology to give you the experience of local service - right where you are.





Fairway Independent Mortgage Corporation, NMLS #2289; LO NMLS #184479; GA Residential Mortgage Licensee 28928; TN 104002; 2115 Stein Dr, Chattanooga, TN 37421 FHA VA Rural Development in TN and GA