Fred Griffin, on leave of absence from ActiveRain, Licensed Florida Real Estate Broker (Fred Griffin Real Estate)

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Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

I cannot even imagine what a mess the insurance process will be from Harvey and Irma. It will take years to sort out.

Sep 08, 2017 12:07 PM
Rainmaker
3,050,482
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I had to deal with that battle after a fire. They will take your money, but wont give any out

Sep 08, 2017 01:14 PM
Rainmaker
1,846,599
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

Between TX and FL , Flood Ins. is gonna Skyrocket !!!!!!!!!!

Sep 08, 2017 12:41 PM
Rainmaker
387,514
Susie Kay
Ultima Real Estate - Plano, TX
North Dallas Specialist

I remember when I was in college there was a lady who worked for an insurance company. She was a little bit older and was one of the VPs.  She told me not to ever work for an insurance company.  Kind of sad when you hear that from an employee.

Sep 08, 2017 05:39 PM
Rainmaker
3,364,771
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Fred, the headachhes are only beginning!

Sep 08, 2017 02:25 PM
Ambassador
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Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

One more reason to self insure, and move north.

Sep 08, 2017 07:08 PM
Rainmaker
5,119,392
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

use a public adjuster.... they know how to handle the insurance companies....

Sep 08, 2017 04:56 PM
Rainmaker
2,485,013
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

the small print comes to their rescue not ours...crafty & slippery they be

Sep 08, 2017 04:27 PM
Rainmaker
2,850,023
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Fred Griffin Generally, insurance companies avoid paying claims.

Sep 08, 2017 03:54 PM
Rainmaker
1,719,077
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

and that is what insurance companies do

Sep 08, 2017 03:54 PM
Rainer
35,454
Gary 'Banana' Houghtaling
Phoenix Property Shoppe - Phoenix, AZ
Phoenix Real Estate Agent

There will be a lot of folks battling this yet again. Stay safe Fred.

Sep 08, 2017 02:39 PM
Rainmaker
4,572,791
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

How sad is that?  All their commecials say other wise, and picture them as do gooders...I could go on, but I will not.  A

Sep 08, 2017 02:18 PM
Rainmaker
417,410
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

I suspect we all will experience insurance increases - even those of us not in a flood zone.

Sep 08, 2017 01:35 PM
Rainmaker
3,211,984
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

That's nothing new, Fred. That's the way of insurance like forever. I had a $60K claim when we moved from Paris to Abu Dhabi... it took me two years, but I ultimately collected every last penny of the claim because I could document everything. But boy did they try...

Sep 08, 2017 01:33 PM
Rainmaker
5,502,658
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Home owners will be faced with many insurance challenges.

Sep 08, 2017 12:22 PM
Rainmaker
525,754
Dave Halpern
Keller Williams Realty Louisville East (502) 664-7827 - Louisville, KY
Louisville Short Sale Expert

The insurance company's adjuster works against you. Get your own adjuster. Search "Public Adjuster" for your area.

Sep 09, 2017 02:04 PM
Rainmaker
2,688,659
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

I'm actually in process of writing a blog post on how to recover after a hurricane (it's a long post) and it includes all sorts of advice on filing and getting a higher payout.  I came up w/ the idea for my client about 8 weeks ago and now finally writing it.  Hopefully it will help people.

Sep 09, 2017 08:52 AM
Rainmaker
2,826,511
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

They sure will.  I was a paralegal during the CA October 1989 earthquake. It keep attorneys very busy!

Insurance companies are a PITA to deal with in a regular insurance claim.

Sep 09, 2017 08:11 AM
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Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

Taht is one reason we use State Farm. They have paid for 6 roofs as the result of storm damage. Most of the time they write the check right on the sopt.

Sep 08, 2017 07:54 PM
Rainmaker
3,983,713
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

My brother is already having issues on 'Texas

Sep 08, 2017 07:23 PM
Ambassador
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Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

Yes, this has been the way of the insurance world for years and I feel so badly for those who are dealing with them in the aftermath of Harvey and very soon, Irma.

Sep 08, 2017 06:48 PM
Rainmaker
1,263,152
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

And the insured's book... "Sue, sue, sue"

Sep 08, 2017 05:51 PM
Rainmaker
3,242,159
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Natural items are luck to get paided but yet everyone insurance goes up.

 

Sep 08, 2017 03:19 PM
Rainer
243,524
Caroline Gerardo
CMG Financial - Newport Beach, CA
C. G. Barbeau the Loan Lady nmls 324982

Texas will be the worst as far as insurance. Flood insurance is not required with mortgages as is in other states.  Without federal flood insurance they can't make a claim. There will be some money to move to higher ground but not enough to make it work.

Sep 08, 2017 03:10 PM
Rainmaker
241,250
Joseph Domino 480-390-6011
HomeSmart - Scottsdale, AZ
Real Estate Made Easy

Without a doubt all of our premiums will increase even if we are not in one of the disaster zones. 

Time to watch the movie The Rainmaker again? (the Matt Damon one, not the Burt Lancaster one).

Sep 08, 2017 01:52 PM
Ambassador
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Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

This will be more about flood insurance since there are class action suits going on in after Sandy where the insurers doctored the reports to show no structural damage.

Sep 08, 2017 01:47 PM
Rainmaker
4,432,467
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Good luck.

Sep 08, 2017 01:02 PM
Rainmaker
4,160,424
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Cannot imagine what residents of Florida will be going through.  Hope you did not sustain damage.

Sep 12, 2017 09:04 AM
Rainmaker
1,559,170
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Geneva Financial, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

I am afraid we will see many insurance companies go belly-up and folks will be stuck dealing with long term government loans to put their lives back together.

Sep 10, 2017 08:53 AM
Rainmaker
569,260
Nathan Gesner
American West Realty and Management - Cody, WY
Broker / Property Manager

I often give this recommendation. Do not accept denial. Keep asking. Keep wearing them down.

Sep 09, 2017 07:07 AM
Rainmaker
4,797,822
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

If I need to, I will hire someone to help.

Sep 09, 2017 06:23 AM
Rainmaker
3,054,229
Tony and Suzanne Marriott, Associate Brokers
Haven Express @ Keller Williams Arizona Realty - Scottsdale, AZ
Serving Scottsdale, Phoenix and Maricopa County AZ

Wayne Martin nailed this one!

Sep 09, 2017 04:43 AM
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

This is going to be needed book for consumers, Fred Griffin.

An excellent idea to get in touch with the past clients.

Sep 08, 2017 11:17 PM