DISPLACEMENT So now that the stage is set I’ll get to the point. Unlike wind, fire and flooding events that can and have wiped out entire communities earthquakes can and usually do give you a second chance if proper proactive and preventative measures are implemented. The biggest tragedy and challenge in the aftermath of any disaster is total loss of the use of your home also known as DISPLACEMENT.  There are three classifications your home may be subjected to if it is damaged in an earthquake as well as many other types of disasters but let’s focus on earthquakes for now. They are as follows: GREEN TAG: Ah! You will be in heaven compared to your less fortunate YELLOW AND RED TAGGED neighbors. Your life will not change much. After you pick up the broken glass, clean up the debris, negot... 08/07/2009

Hello and Welcome to Vista California Foreclosure Auction, Bank Owned REO, Short Sales, and Homes for Sale. July 20th, 2009 Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Here are some of the latest statistics from Foreclosure Radar hot off the press for June 2009.  If you are unfamiliar with some of the following terms please read below for further explanations. Notice of Defaults for California rose by 11.8% to the second highest level on record at 45,691 filin... 07/20/2009

Vista California Foreclosure Auction, Bank Owned REO, Homes for Sale, Real Estate Hello and Welcome to Vista Foreclosure properties. During the recent down turn Vista home prices have experienced declines due to the overwhelming number of foreclosures and the tightening of credit. The region also faces pressure due to the recent rises in unemployment. So the question to ask, Is there opportunity to buy in this market? We believe the answer is Yes, but only with the right approach. The potential silver lining and opportunity here is the following: According to Dataquick, in the month of May, 2009 there were 3,094 sales in San Diego county which represents a 8% increase in sales volume over May of 2008. The median home price for San Diego has actually increased by 15,000 over the last 3 ... 07/10/2009

Vista California Foreclosures, Bank Owned REO, Short Sale, and Homes for Sale June 29, 2009 Real Estate Silver lining or still too early to tell? Lets look at the numbers... May 2009 Foreclosure, REO, and Short Sale update. According to Foreclosure Radar (A service which tracks every single foreclosure daily in the state of California) in the month of April Foreclosure notices in the state of California saw a decline while foreclosure sales rose in the state of California. Sales at the actual foreclosure auction rose by 32 percent overall.  According to estimates foreclosure sales sold to third party investors at an average of a 28% discount from estimated market value. Notices of default dropped by an estimated 4.2% from the record level set the prior month.  Notices of Trustee sale (F... 06/29/2009

New Law Gives Renters Protection During Foreclosure, according to the National Low Income Housing Coalition.  I've heard too many stories about homeless families because THEY paid their rent on time BUT the homeowner did not pay the mortgage!  I jumped up and down when I read this new law. An urgent email from the National Low Income Housing Coalition says: "Important protections for tenants living in foreclosed properties were signed into law by President Obama.  The renter protection provisions took effect immediately and expire at the end of 2012.   S. 896 contains key renter protections, advocated for by NLIHC and other organizations: 90-day pre-eviction notice to tenants whose homes have gone into foreclosure. The rights of tenants to remain in their homes for the terms of their le... 06/28/2009

When I first moved to North San Diego county, a wonder neighbor introduced me to the Moonlight Amphitheatre, located at Brengle Terrace Park‎ right here in Vista.I fell in love and have been a season ticket holder ever since.The amphitheatre offers summer musicals with full orchestra and a mixture of professional and local artists.This summer, there are three staged productions each running for two weeks.Guests can sit in reserved seats, or sit on the lawn in lawn chairs. Almost everyone brings a picnic dinner (alcohol is allowed). The productions are always first rate and of extremely high quality. There is not a bad seat in the place.The tickets are very affordable and a good time is had by all, both young and old. Tickets run from $22.00 to $44.00 for a most pleasant fun-filled even... 06/16/2009

This bank owned property is in need of finding a family, it is a two bedroom one bath home, with approximately 800 SF, it will need some TLC. One car garage. The home has no HOA or mello roos. It is close to all amenities, single level. The bank is looking for a 30 day close, and would like proof of buyers ability to perform from a direct lender. Interested in finding out more about this home please contact. 1-888-882-1198 Ext 125. Thinking of buying or selling a home---please contact Crescent Moon Realty, Inc @ 760-945-6652, or if you want a non traditional style of selling contact: Land N Sea Auctions, @ 1-888-882-1198 06/11/2009

Hello and Welcome to Vista California Foreclosure Auction, Bank Owned REO, and Homes for Sale. Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Understanding the process is the key, and here is how the process goes as an overview: Pre-Foreclosure (Also known as Notice of Default).  Pre-Foreclosure is usually when the current homeowner is 90 days past due on their Mortgage.  The current lender files with the County Recorders office a Notice of Default.  When this is... 06/04/2009

   Vista California Foreclosures, Short Sale, REO & Homes for Sale   Real Estate Silver lining or too early to tell? April 2009 Vista California Foreclosure, REO, and Short Sale update. According to Foreclosure Radar (A service which tracks every single foreclosure daily in the state of California) in the month of April Foreclosure notices in the state of California saw a decline while foreclosure sales rose in the state of California. Sales at the actual foreclosure auction rose by 35 percent overall.  According to estimates foreclosure sales sold to third party investors at an average of a 28% discount from estimated market value. Notices of default dropped by an estimated 18.2% from the record level set the prior month.  Notices of Trustee sale (Foreclosure Auction) also dropped by 8... 05/17/2009

Surviving and Prospering In A Shifting Market Exclusive "FREE" Success Seminar  As Others Quit, Those That Stay Can Become Millionaire Real Estate Agents  Brett Noel  -  World Class Motivational Speaker & Author California's Success Coach - This Event Always Sells Out ONE DAY ONLY - REGISTER EARLY - LIMITED SEATING FOR REAL ESTATE AGENTS ONLY - A complete system to reach Financial Independence & Wealth.                                                                                       You heard that right, I don't know how he does it for FREE, but I've already reserved my seat!  Top trainer Brett Noel from www.BrettNoel.com is hosting a workshop for real estate agents in Vista, California and in San Diego, CA. Covers: • Why 93% of agents fail financially and what you need to do to su... 05/11/2009

Capturing leads is our #1 job.  Our #2 job, equally important, is converting those leads into clients.  This was the fundamental principle top instructor Doug Smith spoke about at his recent real estate sales training seminar. While we can hire a marketing company or an assistant to GET leads, it's our job to turn those leads into buyers or sellers.  That was an eye-opener for me, as I had never really broken it down into 2 categories:  Capturing & Converting. "The most successful real estate salespeople sell mostly TO and THROUGH people they already know," said Doug Smith.  So that's why it's important to widen our Sphere of Influence (SOI) and get to know more people! So my next step is to (1) meet more people and (2) keep in constant communication with those I already know.  Those we... 05/07/2009

Sold - Sold - Sold This great home is located in Vista Royalodge--- in Vista, Ca. A friendly community of 55+. A newer home thats equiped with energy efficient appliances that will save money. Air conditioning is available for those days when Santa Ana rides into town. Do you want an active social life look no further ---- club house and many other amenities will keep you entertained. Vista is know for it mild temperatures and its nearness to the beach, mountains and the desert. Loving attention has been shown to this home and you can own this home for only $89,900. Looking to buy or sell a home in Vista, call and ask about my lastest strategies. 760-945-6652. 04/29/2009

Can't seem to keep all your receipts in one place?  Forget to write down your mileage?  Feeling overwhelmed trying to track expenses?  Want an easier to to deal with all the daily bookkeeping chores, and make it easy for yourself in TAX season? Say hello to www.Xpenser.com for easy accounting.  Computer entry too time-consuming?  Try: Email from PDA (Blackberry) SMS or IM (text message) iPhone Twitter Calling from your cell phone Browser search entry Website entry Now that you've entered your expenses, what can you do with the records? Edit the records Track mileage Export to other applications, like Excel or Quickbooks Set up an RSS feed for yourself I am most amazed because it's FREE and doesn't spam you with ads!  Not sure how they managed to do all that for free, but it sounds great... 04/25/2009

REO Asset Disposition Proprietary System offered exclusively by: R.P. Brown Real Estate Our experienced team is ready and waiting to assist you with your bank-owned asset dispositions.  We have a tried-and-true agressive marketing system to help get your properties sold quickly and for the highest dollar possible.  Our goal is the same as yours:  to minimize your losses. We are equipped with a complete virtual office for working in the field.  We are available for broker caravans and open houses.  We have a toll-free phone number for buyers to call us -- and we actually answer the phone!  We are experienced in doing BPOs.  And we have team members that speak Spanish and Filipino, so that we can best reach every possible buyer. Since we're #1 on ActiveRain, have a large Twitter following... 04/09/2009

OK - we lost our black lab about 3  years ago...this was the most amazing dog...his name was Jake... you know, after that country song..."If I should die before I wake, feed Jake"...do you know it???  Well, years before the kids were born, this puppy literally came into the housing complex that my husband and I were renting our first home together in before we even got married.  He knocked at the door - ok, he probably pawed at the door...but still, it sounded like a knock.  My then boyfriend or fiancee...don't really remember...was taking a nap on the weekend in our bedroom.  I picked up the puppy, took him in and put him in the bed with my honey and told him that he had knocked at the door and I had to let him in.  He finished the nap with my husband and when they got up we said that ... 03/31/2009

I was driving through Vista, CA early this evening on my way home from Target when I saw this sign:   I was so intrigued that I had to get up closer to read the fine print...because I was seriously considering renting the husband...when alas, I discovered that it was only a handyman service sign.  You've got to love the tag line, "One call fixes it all!"  LOL OK, so my question is this...they had plenty of time to start this business, get the very cool sign made up...but yet they're still driving around on Arizona plates?  That's ok...the sign gave me such a good chuckle that I had to have my daughter snatch a photo with her cell camera. Maybe they'll get some business from it...because it really is a cool sign!  I still may rent her husband myself, I've got some trim work in my house t... 03/31/2009

Being real estate professionals, the word "Ethics" is tossed around continuously.  We're supposed to be ethical, we're supposed to put our clients' interests first...but WHERE do we learn that?  From a class that we're forced to take in order to get our license?  Ummm...I don't think so. I believe if you are a not-so-ethical person by nature, you can fake it and learn to behave "above board" enough to keep your backside out of a sling in your real estate career...that's where the class could perhaps come into play.  I also believe that a truly ethical person is trained...by environment and upbringing.  Either you have a great ethical family that you were raised by, or you have the exact opposite and it appauled you so much that you vow not to be that way yourself.   I had the opportunit... 03/25/2009

This isn't your typical lead generation piece, rather it is a case of hide or seek...  The scenario is that I had someone call my toll free number last night and leave a 90 second message - as far as voicemail messages go, that's pretty substantial.  The problem is, that I have my toll free number through an online service (RingCentral) - and I have loved them in the over 2 years that I have been with them... I use them for faxing as well, but this particular voicemail message came in BLANK!  Totally silent for 90 seconds.  I have tried it on my Mac, my PC (both from the wav files) as well as to log into RingCentral and try to play the message directly from there.  No matter what I do, the message is blank.  I have submitted a help request to RingCentral to see if they could troubleshoo... 02/17/2009

I am the Virtual Assistant Chamber of Commerce's Liaison to the Real Estate Industry, and I wanted to let you all know about the upcoming seminar that we are hosting...it is open to all professionals.  I hope you can join us! Presented by Cari Vollmer, LifeOnTrack.com DATE: Thursday, January 15, 2009 TIME: 5pm PST / 6pm MST / 7pm CST / 8pm EST DURATION: 60 minutes (call in 10 min. early to secure your seat) COST: FREE! Determined to make 2009 your best year ever? Wondering how to create a vision board that keeps you powerfully aligned with your dreams? Curious about other success tools you can use to keep yourself on track all year long? Cari Vollmer, the Passion into Profit mentor and founder of LifeOnTrack.com will teach us her world famous vision boarding process and share with us o... 01/07/2009

It's the beginning of the year, and everyone is thinking "NEW" - but what about "OLD"?  We need to maintain what is already in existance.  Here is a list of 5 things that you need to take care of now :   Make sure that the Copy Right notice on your website / blogs, etc... has been updated to include 2009.  Copyright notice should look something like:  "Copyright © 2000-2009 eRealty Network, LLC --- All Rights Reserved." Make sure that your contact information on all your sites and blogs is current and accurate.  Think to include new contact means like IM, Text, Skype, etc... Test your forms.  They may have been created years ago, and since the market has slowed maybe you have just assumed that no one is using them, but they could have stopped working if the programmer's scripts were cha... 01/07/2009