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In normal housing markets, Americans want move-in ready homes. But the post-pandemic housing market is far from normal, and soaring prices have home shoppers changing their expectations.According to a TD Bank survey of Americans aiming to buy their first home in 2021, fully 71 percent aren’t look...
07/13/2021
The closing disclosure is the last document you’ll receive before you close on your home loan. Review this detailed five-pager carefully to make sure all the numbers look correct before closing day. What is a closing disclosure? Why the closing disclosure is important What’s in the closing disclo...
07/12/2021
The animals that live in the house across the street bark incessantly. The people two doors downplay their music so loud you now know all the lyrics to every Kendrick Lamar song ever written. And something, presumably a dog (you hope) keeps leaving presents on your lawn. Annoyances like these can...
07/11/2021
A likely result of treasury yields also slipping downwards.The average 30-year fixed-rate mortgage fell eight basis points from the week prior to 2.9%, according to data released Thursday by Freddie Mac‘s PMMS.According to Sam Khater, Freddie Mac’s chief economist, last week’s dip followed the co...
07/09/2021
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Although commonly confused with an FHA loan, an HFA loan is a different type of mortgage offered through a partnership between Fannie Mae, Freddie Mac and state housing finance agencies (HFAs). Here are the basics to know.What is an HFA loan?HFA loans are designed to make homeownership more affor...
07/08/2021
Whether you've purchased a fixer-upper or are thinking about selling your home in the near future, it's important to determine which renovations or upgrades can add value to your property.Not all home projects are equal when it comes to earning you a return on investment (ROI), notes Frank Zacche...
07/07/2021
Property taxes are paid by property owners and help cover costs for services in a community, such as public schools, emergency services, the police department and road maintenance. If no one paid property taxes, those potholes might never be fixed, and the high school down the street might not be...
07/06/2021
Buying a home is likely the biggest investment you’ll ever make. A home inspection gives you a better understanding of the property, discovering any underlying issues with the home, so that you can complete your home purchase with confidence.Your real estate agent should be able to recommend seve...
07/05/2021
With 30-year fixed mortgage rates hovering around 3%, homeowners who haven’t refinanced loans in the past year or two might be missing out on big savings.Ninety-year-old investing sage Warren Buffett would wonder what you are waiting for.He told attendees at Berkshire Hathaway company's May annua...
07/03/2021
Home buyers had another chance to snag lower rates this week. The 30-year fixed-rate mortgage averaged 2.98%, Freddie Mac reports.“Economic growth remains steady and is bolstering more segments of the economy,” says Sam Khater, Freddie Mac’s chief economist. “Although low and stable mortgage rate...
07/02/2021
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