With so many new products on the market, many home owners are left wondering "where is the best location to put the thermostat?"Thermostats control the operation of heating and/or cooling systems in your home. Proper location, maintenance and operation of your thermostat keeps indoor temperatures...

01/31/2016

Buying a Home for a Disabled Child or Elderly Parent

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Did you know Fannie Mae offers a specialized loan program for consumers who want to buy a home for an elderly parent or disabled child to occupy. This program allows owner occupied financing at normal rates even though the buyer will not themselves occupy the property. The borrower must show that...

01/29/2016

Mortgage Rates and Market Commentary 1/29/16

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Mortgage bond prices finished the week sharply higher which pushed rates lower. Continued stock weakness early in the week helped rates improve. Consumer sentiment printed at 98.1 versus the expected 96.8. Cheap gas prices and rising home equity were good for consumers in January. New home sales...

01/29/2016

Tucson Roofing Tips

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• Keep Your Roof Clean Regularly check for organic material and debris. If found, clean it off of your roof. If left, organic material can wear away your coating or compromise the integrity of your roof.• Check For Slipped Tiles Slipped tiles expose the underlayment. If the underlayment is compr...

01/27/2016

Renters Are Ready To Buy, They Just Might Not Know It

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The National Association of Realtors recently conducted a survey of renters who are 34 years of age or younger. Nearly all of those questioned say they want to own a home in the future. The NAR titled the survey Housing Opportunities and Market Experience – you read that right: HOME (points to th...

01/26/2016

Davis-Monthan Air Force Base Training March 1-6 to include F-35's

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At the MCRC (1/20/16) meeting Capt. Casey Osborne, Public Affairs at D-M, said that for the Heritage Flight Training March 1-6 this year, that there will be 2 F-35’s involved in the training.Heritage Flight training is to certify the planes/pilots for flying in air shows across the country. Curre...

01/24/2016

Just Sold by Spirit 3489 E Via Guadalupe Historic Colonia Solana

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Just sold hisoric property in desirable, historic Central subdivision of Colonia Solana in Tucson, AZ. Thinking about buying or selling real estate? Give Spirit a call at 520 471-6900Move-in-ready registered Historic property in prestigious Historic Colonia Solana, ambience of country life in ...

01/22/2016

Mortgage Rates & Market Commentary 1/22/16

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Mortgage bond prices finished the week slightly lower which pushed rates slightly higher. Rates swung back and forth throughout the week. Positive stocks Tuesday morning put some upward pressure on rates. That was quickly reversed mid-week as a stock selloff ignited. We ended the week with some s...

01/22/2016

Allowable Costs paid by Seller Concessions

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Seller concession are usually either a percentage of the sales price or a flat dollar amount. These dollars can be used to pay a buyer’s closing costs (the cost for the buyer to obtain finacing) and pre-paid items up to the maximum limit allowed by the loan program. They cannot be used to pay any...

01/20/2016

Pop Quiz for Agents and Clients

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Recently, the National Association of Realtors posted a quiz on their website titled “Home Buyer Types” – it’s only five questions, so how hard could it be? Before we start, let’s lay down some ground rules: use a No. 2 pencil, don’t ask your neighbor for help. 1. What is the median age of first...

01/19/2016

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