Dave Averell - Dave Financial (Dave Financial) Mortgage and Lending



Dave Averell - Dave Financial
location_on Ladera Ranch, CA — Dave Financial
Get to Know Dave Averell - Dave Financial

Dave Financial was created with the idea of doing things differently - doing something unique that we would be proud to put my name behind.  I started the company with a desire to do things the right way by putting the client's needs above all else.

I am "old school" in that the team and myself believe that putting a person's name to something is still valuable.  I see the value of a good reputation.  As the Psalms say, "A reputation is worth more than silver and gold."  Putting my name to the company signifies a commitment that I will keep my word as I earn your trust.

Our Key Distinctives Set Us Apart!

We provide excellent communication. Great rates and fees. We do whatever it takes to make the process smooth and fix any issues. We stay in touch long after the transaction. 95% of our clients come to us by referral. We celebrate our clients! We give back to our community.

No one works harder than our team of experienced, hardworking professionals to get your dream house.  Our experienced staff is here to work with you to develop your loan application quickly, accurately, and honestly to make the strongest case for you. Then we shop our network of wholesale lenders to find the loan program that fits you best.

We pride ourselves in helping you get your questions answered with prompt, courteous service.  Our team has one basic philosophy: we would like to have you as a client for life, extending far beyond the close of this transaction. Your feedback on our service will always be welcome.  We have built our business by satisfying our customers, repeat business and their referrals.



A lot of people think we are in the business of doing loans. We really don't look at it that way.  We view our role as helping our clients correctly manage their home debt and equity structure to help them reach their financial goals.   For most of our clients, their home is their biggest asset and their mortgage is their largest debt.  It is our goal to help our clients plan their mortgage to increase their home equity, liquidity, safety, and tax deductions.  

Dave Financial consults with our clients early on to determine our client's goals and needs.  We use our unique Dave Financial Mortgage Questionnaire to help us discover these needs, and put our clients into the right loan for their situation.  Unlike most mortgage companies, our job is not complete when the loan is done.   We stay in touch often with our clients.  We also schedule annual equity reviews with our clients to make sure that the mortgage selected is still the best option to meet our clients' goals. 

We work almost 100% by referral.   Let us show you how we can help plan the right mortgage for you, and make your mortgage experience enjoyable.   We will do everything we can to create another Dave Financial Raving Fan!

Types of Loans We Offer:

Purchase Refinance No Cost Options Conventional to $729,750 Jumbo to 3.5 million VA FHA And Others...



Dave Financial Mortgage Corporation - After more than 10 years in the mortgage lending business, I started Dave Financial with the goal to do whatever it takes to better the client experience.