Justin Arlequin, Licensed Mortgage Loan Originator NMLS 1507059 (DHI Mortgage | a D.R. Horton Company)

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Rainer
222,865
Bob Betel
Allstar Home Mortgage, Inc. - Sweetwater, TN
President, Allstar Home Mortgage, Inc

I would be a bridge loan, since I bring people together and also am the road to happiness 

Mar 23, 2017 06:06 AM
Ambassador
1,808,692
Alan May
Jameson Sotheby's International Realty - Evanston, IL
A moving experience!

 

what kind of loan... what kind of loan... hmmmm...

I think I'd be a loan shark... yeah, that's the ticket.

Mar 23, 2017 10:15 AM
Ambassador
3,030,043
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

PAID IN FULL .... Baby!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Mar 23, 2017 09:49 AM
Rainmaker
1,571,123
Gary L. Waters Broker Associate, Bucci Realty
Bucci Realty, Inc. - Melbourne, FL
Eighteen Years Experience in Brevard County

Cash only...no deferred anything, just give me the cold hard cash/facts now!

Mar 23, 2017 06:49 AM
Rainmaker
1,632,842
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Lend Smart Mortgage, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

The Extended Payment Plan with $1.00 down and $1.00/mo.

Mar 23, 2017 06:38 AM
Rainmaker
3,966,882
Richard Weeks
Dallas, TX
REALTOR®, Broker

I would be a chameleon loan.  Whichever one the buyer could qualify for.

Mar 23, 2017 06:20 AM
Rainmaker
4,038,588
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

"Fixed".   

Mar 23, 2017 05:58 AM
Rainmaker
1,206,369
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

I'd be a VA loan without the VA appraiser.

I'd be available after full-doc pre-approval only, but then I'm rock solid.

I'd be there to ensure home-ownership, not challenge it.

Mar 23, 2017 05:57 AM
Rainmaker
1,375,992
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

An awesome loan!  The best loan ever!  The loan you never want to return.

Mar 23, 2017 01:38 PM
Ambassador
4,173,337
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Loving reading the answers!!  'Extended Payment Plan' and bridge loan - priceless Sandy Padula and Norm Padula, JD, GRI NMLS#1483386 and Bob Betel!

Mar 23, 2017 10:05 PM
Rainmaker
4,018,914
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Huh? Not my kind of thing these kinds of questions. Sorry.

Mar 23, 2017 06:52 AM
Rainmaker
598,659
Nathan Gesner
American West Realty and Management - Cody, WY
Broker / Property Manager

I'd be a private loan from a hard-money lender. Slightly less required for qualification, slightly higher rates, and if you fail to pay...I'm the one that knocks!

Mar 23, 2017 07:58 PM
Rainmaker
1,711,747
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg Real Estate

I feel like I'm in 3rd grade .... but I'd like to be an FHA loan as I help more people that need help with a lower DP.

I'd also like to be cash - that would be better.

Mar 23, 2017 08:48 AM
Rainmaker
878,551
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

Transactional loan.

Instant gratification. Incredible ROI. LOW/NO risk.

Mar 23, 2017 05:55 AM
Ambassador
2,066,537
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

Why, a jumbo loan of course because for some only the best will do. 

Mar 23, 2017 05:07 PM
Ambassador
3,311,510
Chris Ann Cleland
Long and Foster REALTORS®, Gainesville, VA - Bristow, VA
Associate Broker, Bristow, VA

A 20% down 15 year conventional loan.  I'm solid, dependable and get the job done fast.

Mar 23, 2017 02:32 PM
Rainer
54,953
Joe D'Agostino
NMLS# 729950 - Manahawkin, NJ
Mortgage Officer 46 years!

As a Mortgage Banker.....If I could afford the payment I would do a 15 year fixed rate mortgage. Reason: Current rates are in the mid 3% range, after 5 years on a $200,000. mortgage your principal balance is reduced by over     25 % 0r $50,000. with 10 years remaining. On a 30 year mortgage principal is reduced by $19,000. or a little less than 10 % with 25 years to go. Also, most people do not realize that the increase in payment is not double. The difference is approx. $491.00 and when you consider the interest savings on the 15 year of approx. $250,000 it is a no brain-er to go 15 years.  What do I have? 20 Years,so I am just OK....

 

Mar 23, 2017 11:36 AM
Rainmaker
2,631,149
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Fixed rate for life with no hidden fees or points. Small party when paid off

Mar 23, 2017 10:39 AM
Ambassador
5,329,286
Bob Crane
Woodland Management Service / Woodland Real Estate, EXP - Stevens Point, WI
Forestland Experts! 715-204-9671

Are you selling Stronger Together books today Justin?

Mar 23, 2017 09:59 AM
Rainmaker
543,818
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

I am not creative this way. Sorry. But I do think you got some very creative responses!

Mar 23, 2017 09:34 AM
Rainmaker
5,571,077
Barbara Todaro
RE/MAX Executive Realty - Retired - Franklin, MA
Previously Affiliated with The Todaro Team

I'd be an assumable mortgage because it's the path of least resistance for all real estate agents AND their clients....

Mar 23, 2017 08:20 AM
Rainmaker
5,489,261
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Justin,

Interesting question and interesting answers.

Mar 23, 2017 07:38 AM
Rainmaker
1,453,927
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Justin Arlequin VA Loan to assist our Veterans.

Mar 23, 2017 06:41 AM
Rainmaker
6,500,669
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

A demand loan.

Mar 23, 2017 06:09 AM
Rainmaker
1,044,289
Dave Martin (703) 585-4687
Fairfax Realty - Fairfax, VA
Making Realty Dreams a Reality #WeWillGetYouHome

I'd be the perfect LOAN just what that buyer needed to make their dreams come true ;-) Justin Arlequin 

Mar 01, 2018 04:22 PM
Ambassador
1,616,354
Harry F. D'Elia III
RentVest - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

VA Loan done deal each time

Mar 25, 2017 06:20 AM
Rainmaker
808,797
Kasey & John Boles
Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com - Boise, ID
Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties

Great answers here ;-) I would be private mortgage loan but I would be fair and equitable on the terms and rate.-Kasey

Mar 24, 2017 09:25 AM
Rainmaker
913,723
Jennifer Mackay
Counts Real Estate Group, Inc. - Panama City, FL
Your Bay County Florida Realtor 850.774.6582

Make America Great Again the Loan!!!

Mar 24, 2017 06:27 AM
Rainmaker
4,799,481
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I am a cash guy, no loans.  

Mar 24, 2017 05:30 AM
Rainmaker
3,069,934
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Alan May nailed this one!

Mar 24, 2017 05:19 AM
Rainmaker
1,384,724
Wayne Zuhl
Remax First Realty II - Cranford, NJ
The Last Name You'll Ever Need in Real Estate

Adjustable and unconventional. Flexibility is everything.

Mar 24, 2017 03:35 AM
Rainmaker
872,541
Troy Erickson AZ Realtor (602) 295-6807
Good Company Real Estate - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Justin - Surprised nobody said a reverse mortgage loan.

Mar 23, 2017 11:51 PM
Ambassador
4,312,753
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Justin Arlequin - BRAIN LOAN!

Mar 23, 2017 10:34 PM
Rainmaker
1,512,129
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

This is an interesting question. And since I do not like to be just in one box, I'd be just a conventional since there are many options to it. 

Mar 23, 2017 10:17 PM
Ambassador
3,986,660
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I would be the CASH option. I don't want any long term payouts at my age.

Mar 23, 2017 07:41 PM
Ambassador
2,560,010
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

            #MAGA loan.

             

Mar 23, 2017 05:55 PM
Rainmaker
4,433,583
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

No ide

Mar 23, 2017 05:49 PM
Rainer
1,190
Carlos Ulloa
Berkshire Hathaway HomeServices C.P. - Downey, CA
Real Estate Consultant

FHA

Mar 23, 2017 05:43 PM
Rainmaker
3,315,849
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I would be CASH as well. No frills, no contingenices.

Mar 23, 2017 04:36 PM
Rainmaker
3,985,831
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Conv.  Lowest cost to consumer

Mar 23, 2017 09:33 AM
Rainmaker
1,707,397
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

High equity low risk.

 

Mar 23, 2017 08:33 AM
Ambassador
4,542,480
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

I'd be a 30-year fixed - in it for the long term, strong, and stable

Mar 23, 2017 08:04 AM
Rainmaker
4,125,326
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

20% down fixed rate 30 year amortization would be choice one. Next a 100% VA loan to a qualified candidate!

Mar 23, 2017 06:49 AM