Caroline Gerardo, C. G. Barbeau the Loan Lady nmls 324982 (Pinnacle Home Loans)

Spam prevention
Rainmaker
206,470
Chuck Mixon
The Keyes Company - Cutler Bay, FL
Cutler Bay Specialist, GRI, CDPE, BPOR

You never signed up with Equfax to collect your data. They collect it from the merchants you shop with and the agreement is between them! You maybe able to tell all your merchants not to release to them, but then you have no credit and no need for a file.

Sep 18, 2017 01:43 PM
Rainmaker
1,583,833
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Lend Smart Mortgage, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

They will ignore your request. The best thing to do is to Freeze your credit report

Sep 18, 2017 04:35 PM
Rainmaker
2,870,099
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

My money is on IGNORE YOU. 

Sep 18, 2017 03:17 PM
Ambassador
1,716,799
Alan May
Jameson Sotheby's International Realty - Evanston, IL
Helping you find your way home.

I think they will summarily ignore your request.

Sep 18, 2017 03:07 PM
Rainmaker
799,586
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Neither.

Sep 18, 2017 02:54 PM
Rainmaker
1,601,695
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg Real Estate

Zero ..... I hope it made you feel better 

Sep 18, 2017 02:18 PM
Ambassador
4,661,853
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

A little late for that, all three of these outfits have had too much power over us for many years.

Sep 18, 2017 07:38 PM
Rainmaker
5,332,590
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

I agree with Fred....

Sep 18, 2017 01:49 PM
Ambassador
2,458,642
Fred Griffin Tallahassee Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

     Good idea, Caroline.   But you are dealing with an entity that is in league with Big Banks et al.   I don't know that anything will come of it.

Sep 18, 2017 01:45 PM
Ambassador
1,706,597
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Have no idea. I checked on mine and no intrusion.

Sep 18, 2017 01:38 PM
Rainmaker
3,560,559
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Freeze your account until you release it

Sep 18, 2017 01:38 PM
Ambassador
3,679,821
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

I think they'll do nothing and your letter will wind up in FILE 13!!

Sep 18, 2017 08:46 PM
Rainmaker
705,843
Richard Bazinet /MBA, CRS, ABR
West USA Realty - Scottsdale, AZ
Phoenix Scottsdale. Sellers, Buyers & Relocations

I didn't even know you could do that.... now it seems this is leading to a DOJ criminal investigation...

Sep 18, 2017 08:41 PM
Rainer
353,160
Jim Cheney
Saint Francis Property Santa Rosa, CA - Santa Rosa, CA
Rincon Valley Realtor 707.494.1055

I say be careful what you ask for.  You've probably benefited from them and probably will need to in the future.  Just sayin

Sep 18, 2017 08:17 PM
Rainmaker
526,014
Dave Halpern
Keller Williams Realty Louisville East (502) 664-7827 - Louisville, KY
Louisville Short Sale Expert

They'll do nothing.

Sep 18, 2017 06:10 PM
Rainmaker
779,841
Jeff Pearl
RE/MAX Distinctive / LIC in VA - Lovettsville, VA
Full Service Full Time Realtor

Nothing.

Sep 18, 2017 05:58 PM
Rainmaker
3,163,455
James Dray
Fathom Realty - Bentonville, AR
Exceptional Agents, Outstanding Results

Frankly my dear they don't give  D--N

Sep 18, 2017 05:52 PM
Rainmaker
5,774,755
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Let us know if you receive a response.

Sep 18, 2017 04:19 PM
Rainmaker
1,333,147
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Sep 18, 2017 04:15 PM
Ambassador
3,985,028
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

I think they will do nothing.

Sep 18, 2017 04:07 PM
Rainmaker
451,987
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

I don't believe we have an option.

Sep 18, 2017 03:25 PM
Rainmaker
3,004,730
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Caroline Gerardo Hopefully, Equifax will honor your request. Good luck! 

Sep 18, 2017 02:58 PM
Rainmaker
415,979
Susie Kay
Ultima Real Estate - Plano, TX
North Dallas Specialist

Good question, Caroline Gerardo ! I'm parked and reading!

Sep 18, 2017 02:55 PM
Rainmaker
3,448,965
Nina Hollander
Coldwell Banker Realty - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Somehow, I feel this is a bit of a losing battle. You're David and Equifax is Goliath.

Sep 18, 2017 01:52 PM
Rainer
267,716
Caroline Gerardo
Pinnacle Home Loans - Newport Beach, CA
C. G. Barbeau the Loan Lady nmls 324982

Update 9/19 - two of my bank style accounts agreed to stop sending Equifax monthly tapes. Two attorneys contacted me to put muscle in it, for now waiting. That a bank was willing to cooperate surprises me, although this story is not covered much by media the wave of consequences are in play 

Sep 19, 2017 10:48 AM
Rainmaker
3,622,390
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Caroline - AKA poet and a writer at night --- I like your letter.  Keep us posted.  

Sep 19, 2017 05:36 AM
Rainmaker
3,064,103
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Candice A. Donofrio nailed this one!

Sep 19, 2017 04:28 AM
Rainmaker
846,120
Marco Giancola
Beachfront Realty - Miami Beach, FL
Realtor (305)608-1922, Miami Beach Florida

They will do nothing in reguard to your request.

Sep 19, 2017 03:23 AM
Ambassador
4,208,355
Jeff Dowler, CRS
eXp Realty of California - Carlsbad, CA
The Southern California Relocation Dude

Sadly I expect they will ignore you. But glad you are persuing it! Perhaps if enough people fight back/sue something will happen

Sep 18, 2017 09:52 PM
Rainmaker
1,042,042
Dave Martin (703) 585-4687
Fairfax Realty - Fairfax, VA
Making Realty Dreams a Reality #WeWillGetYouHome

My guess is they will ignore your request. All the credit reporting bureaus are basically data compilers.

Sep 18, 2017 09:28 PM
Rainmaker
2,546,522
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

I want off that meery-go-round too

Sep 18, 2017 04:22 PM
Rainmaker
1,908,415
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

No

Sep 18, 2017 02:54 PM
Rainmaker
4,319,091
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

This is a very bad situation for so many, but truly believe they will ignore this.

Sep 21, 2017 07:44 AM
Ambassador
2,947,057
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

They will probably laugh at it right before they throw it in the trash.

Sep 20, 2017 02:21 PM
Ambassador
4,306,122
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

This happens - and unless there is a class action suit, noting happens, Caroline Gerardo.

Sep 19, 2017 10:58 PM
Rainmaker
528,719
Alexander- Slocum
Premiere Property Group, LLC - Vancouver Washington - Vancouver, WA
Realty Team- Vancouver WA Real Estate

Given how long and hard they've tried to hide the matter, especially given the enormity of the incompetency leading to the enormous theft of sensitive data; they'll surely be putting more effort into mitigating their own troubles rather than mitigating ours.

Sep 19, 2017 03:50 PM
Rainmaker
1,027,150
Susan Haughton
Long and Foster REALTORS (703) 470-4545 - Alexandria, VA
Susan & Mindy Team...Honesty. Integrity. Results.

After they snicker and roll their eyes?  Ignore the request. 

They cannot be trusted, clearly and I have no expectation they would do the right thing in any situation. 

Sep 19, 2017 01:44 PM
Rainmaker
1,296,762
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

They'll throw it away.  They don't answer to the consumer.

Sep 19, 2017 10:30 AM
Rainmaker
4,798,469
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I doubt they will honor this.

Sep 19, 2017 07:36 AM
Rainmaker
3,159,418
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

File your request in the circular file and or delete. I am not sure they are up to anything these days excet charging us to protect our credit they ruined

Sep 19, 2017 06:22 AM
Rainmaker
1,402,327
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Caroline Gerardo Equfax will send you an application to sign up for their Identify Theft insurance.

Sep 19, 2017 06:12 AM
Rainmaker
4,822,951
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Caroline,

The same thing they always do and have done...ignore

Sep 19, 2017 05:34 AM
Rainmaker
579,500
Nathan Gesner
American West Realty and Management - Cody, WY
Broker / Property Manager

Good luck with that. Once your info is out there, it's out there.

Sep 19, 2017 05:02 AM
Rainmaker
4,432,726
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Thanks .

Sep 19, 2017 04:38 AM
Rainmaker
3,377,175
Richard Weeks
Dallas, TX
REALTOR®, Broker

Your request will fall on deaf ears.

Sep 19, 2017 03:48 AM
Rainmaker
1,559,157
Kat Palmiotti
406-270-3667, kat@thehousekat.com, Broker, Blackstone Realty Group - brokered by eXp Realty - Kalispell, MT
The House Kat

I'm interested to see if you even get a response. Good for you for making a stand.

Sep 19, 2017 03:09 AM
Rainmaker
1,077,136
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

Nothing.... There will be another credit bureau after Congressional Hearing.... 

Sep 18, 2017 08:50 PM
Rainmaker
3,985,513
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I bet they will let you drop them and there wlll be a line that says they are no longer responsible for any issues that me occur from that day forward.

Sep 18, 2017 08:21 PM
Rainmaker
3,407,438
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Let us know here in the rain how it goes.  I think you are doing the right thing.

 

Sep 18, 2017 06:01 PM
Rainmaker
769,052
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Don't know what they will do, but the damage is done...

Sep 18, 2017 05:13 PM