Breaking News!!!   Planning an out of State move-I have just the Realtor for you!   Wendi-Mae is not only here to serve you in her Tri-County Area of El Dorado/Placer and Sacramento! Are You, or someone you know-planning a future move to Texas? Tennessee? Maybe Washington, Oregon, Idaho, Florida or??? Wendi-Mae can refer a Top Realtor to you-in ANY city of ANY State! This is a Real Relocation benefit for you- If planning a move, You will be referred to, not just any Realtor-We are in the Top 2% Nationwide- My team will be happy to share Our People with YOU!!! 916-616-0874 or text the word KEYS to 21000 for my virtual business card-All the links are live-and you can download it all-right to your phone! Let us know where you are heading-We are a "One Stop Shop!" Make it a great day!     ... 07/31/2021

YES!!!  A 40 Year Home Loan May Be Just What YOU Need?!! Ginnie Mae is set to introduce a new 40-year mortgage term for its issuers on the heels of administrative shake ups at the top of the housing industry.Only modified loans with terms greater than 361 months and less than or equal to 480 months will be accepted, but there will be no loan amount restriction, Ginnie Mae said. The mortgage-bond giant said it expects the new pool to be available in October.The pool must also be authorized by the Federal Housing Agency and other agencies whose programs are the basis for loans through Ginnie Mae, said Michael Drayne, Ginnie Mae acting executive vice president, in a press release.“We have begun the work to make this security product available, because an extended term up to 40 years can be... 07/27/2021

HERE'S SOMETHING YOU NEED TO KNOW ABOUT INSURANCE!!   PROPERTY INSURANCE, OTHERWISE KNOWN AS, HAZARD INSURANCE... It is with great pleasure~that I have this opportunity to share this, with you all~   My #1 Go-To Gal for Home Owners/Hazard Insurance. You may think you have great coverage-Let me just say-it doesn't cost to make sure you ARE getting the best coverage-AND make sure you aren't over paying for it! The value of our homes in most of EDC have gone up as much as 35% in the last 18 months. The replacement cost for you home-also has increased... Denise Triplett, is so passionate about helping Others~She works tirelessly to find the right company and policy for each and every person she serves. I have been a Realtor for 33 years, i have worked with my insurance Brokers-Miss Triplet... 03/12/2021

Inventory in El Dorado Hills has been slowly dropping over the last few years but what's new for all of us is the demand that has risen since the COVID shut down in March 2020. Here is a look at our market stats for January 2021. I send these out to my clients here in El Dorado Hills every month.  When I send them out, I also break them down by price range as it does vary. If you would like to be on my list to receive them, email me at driley@golyon.com. A few more things to note:* If you are interested in your home value, I am here to help and can easily do a property review for you.*If you are thinking about making a move, call me and let's look at your options.*Interest rates are below 3% so if you have a rate 3.75% or above you should talk to your lender and see if re-financing make... 02/15/2021

Time to help the homeless children of our County again!  Never too early for Spring cleaning~when it benefits the Homeless and/or less fortunate people in our fine County of El Dorado~Listen in...https://photos.app.goo.gl/q81J3UB8dwY6JibM6Covid friendly pick-up-just leave out front and provide me your address-I'll come get your donation, and provide a receipt for the good ol' IRS if needed, as well.  916-616-0874.  oR IF YOU PREFER TO DROP OFF-I will provide you with an address closest to you...Here to serve, and to give back~ 02/15/2021

It was a heck of a year for real estate across the country especially with the uncertainty of the shut down in March. Things slowed for a few weeks but came back with a fury. The 2020 Real Estate Market for El Dorado Hills ended with 61% fewer homes for sale and the average home selling price up over 30% compared to December 2019. Here is a look at our year end stats and what was selling in El Dorado Hills in December 2020  with the high and low home sales along with sales statistics for the month and a look back at 2019.  Keep in mind that numbers and statistics used here reflect MLS sales only. Very few of the new construction homes come through the MLS.  As long as our total inventory remains low, I believe our home prices will continue to rise in 2021. Our demand far exceeds our sup... 02/01/2021

Construction issues on your 203k project?This is an actual project that was being completed and the contractor really screwed up and failed to properly read the plan... then kept going. Had he installed the windows correctly in the first place this couldn't have happened.We helped the client put in for a 203k loan in Alamo, CA on this one and the contractor was fired. He threatened to file a lien which he never did. We actually was hoping he would as to get him front of a judge with these photos may have been a blessing to the owners. If he had filed a lien then "perfected it" by getting our client in front of a judge he would have risked having to pay back 100% of the money he had charged for this type of outrageous behavior.The new contractor was able to fix the issue by removing the ... 01/09/2021

PROP 19-THE NEW PROP 90? CHECK THIS OUT!   Prop 19 may work for you!! The new Prop 90? Even better!   Is for Veterans, the disabled, Victims of wild fires or other natural disasters...not just Retirees! Transfer your tax base-under Prop 13, and save!!   https://photos.app.goo.gl/WgZyPSxFdM6pSHEJA   I KNOW ALL THE IN'S AND OUT'S OF THIS PROPOSITION-SO LET'S TALK!   I WISH TO BE YOUR PROP 19 REAL ESTATE COUNSELOR! 32 YEAR VETERAN IN THE BUSINESS, WHAT I DON'T KNOW-I CAN GET THE ANSWER TO!   :)   HERE TO SERVE...     12/19/2020

 BUY OR SELL A HOME AND RECEIVE…$500.00 to $1000.00 incentive!!We want to make the process just that much easier...call or message me today for how to get these incentives!Interest Rates in the 2% range...UNBELIEVABLE!!!  And 3% down loans are back! More You need to know~read on!There just is not a good reason to not get into this market! And I know this as 32 year Veteran of the business...I've seen it all-and want YOU to “be in the know”~For those of You, even if You bought just a couple years ago-Your home values have increased possibly, as much as-or even more than 20%-Depending on where you are, in our Fine County...Make sure You check your homeowners policy-And the replacement Values that you have~With the cost of Homes AND the cost for materials, having increased in upwards of 30... 12/08/2020

Incredible opportunity in the highly desirable Swansboro community that offers nearly two dozen lakes, multiple parks, and even a private airport! This gorgeous and well-kept home has picturesque curb appeal, a sparkling pool, and is offered along with the adjoining 2.1 acre land parcel (APN# 085-113-006-000) to create 4.19 of surrounding land for your enjoyment! Not only that but this property also offers a separate 1 bed/1 bathroom living area above the garage which includes a living room, dining area, and kitchen. This is perfect for multi-generational families, a rental, or just a place to escape too. The seller's of this home have taken impeccable care of it including a 50-year roof installed just 7 years ago, a built in 22KW generator just one year ago, all-new HVAC ducting 5 year... 11/05/2020

An incredible opportunity to own a beautiful property just 5 minutes from downtown Placerville! This incredible home offers it all with a potential 4th bedroom which could also be used as a perfect home office, guest room, or distance learning room. This single level floor plan offers an open concept feel that lets in loads of natural light from multiple areas. This home has been lovingly cared for with freshly painted kitchen cabinets, new trim, updated flooring and carpet throughout, and more. This home sits on a very large .45 acre lot thanks to the adjoining .14 acre parcel which is also included in the sale. Fully permitted workshop or potential dwelling construction has been started in the backyard with all utilities pre-plumbed! Fully approved blueprints are even included in the ... 11/05/2020

Hey there Y'all!   Take a look at my new e-business card!! Pretty cool, 'eh? Would love your input! Each link is live~and ready to go!! I can introduce you to my friend Gabe, if you want one for Yourself! Have a great weekend!! https://digitalaccelerant.com/card/wendimaedavis.html   A true game changer at a time when we really need to excell and bring our business forward to a new dimension!   Check it out! Many benies :)   I'd be glad to speak with ypu about it-or send you direct to "the man" :) gabe, himself!   Make it a great day!!   10/16/2020

Let's support the Seniors, and the Less Fortunate/Homeless Children of our fine County...Planning on buying some Holiday decor this year~Check this out!If you would like some pictures of the items we are featuring, feel free to message me here :) Our Seniors and Children Need YOU! The monies go to the Seniors at Gold Country Care Center where we organize Craft days-and Christmas shopping, in-house for them...also to clothe and provide back-packs as well as Sports Equipment for our Children!  A great cause and opportunity to support Your local Communities...  10/09/2020

 Prop 90 may just be coming back to El Dorado County-Maybe even State wide!Now called “The Home Protection for Seniors, Severely Disabled, Families and Victims of Wild Fire or Natural Disaster Act"-ACA 11. (Short version/title is the "Prop 13 Tax Portability Act".)The CA. State Legislature has passed a strong Bi-Partisan Measure (Assembly Constitutional Amendment 11) Co-Sponsored by the California Association of Realtors (C.A.R.) and the Professional Firefighters that is poised to be placed on the November ballot.This Act builds on CAR’s original initiative, Prop 5, that unfortunately did not pass the majority vote…this new Act strengthens the provisions CAR/My Association cares about most-Incorporates dedicated funding for fire protection and emergency response, to safeguard millions o... 07/05/2020

LOOK NO FURTHER!! I HAVE JUST THE BROKER FOR YOU...INSURANCE CARRIERS FOR EL DORADO COUNTY!!! Finally! I have been a Realtor/Broker and Real Estate Counselor for more than 30 years, of which I have resided in and primarily worked in El Dorado County, for the last 20 of those years.  It has become increasingly difficult to find Insurance in our fine County-and often times, you find a policy, just to have them drop you soon after, or try to tack on the "Fair Plan"...Many have had their policies triple in cost upon renewal, or have been dropped.I don't know about you, but I don't feel there is anything too "Fair" about that plan...thankfully, eventhough Farmers Insurance told me I would have to apply for the Fair Plan through the State-I was able to drop them-and said Plan, and have been B... 06/22/2020

4189 Hensley Cir, El Dorado Hills, CA 95762Incredible home located in the highly desirable El Dorado Hills neighborhood of Governors West. The views from this home are truly breathtaking. Enjoy views from every level of this home whether enjoying your favorite beverage on the deck or waking up in your master bedroom. Upon entering you find an open room layout w/ great natural light. Enjoy the expansive gourmet kitchen with granite countertops, stainless steel appliances, abundant cabinet and counter space, as well as a huge island perfect for family gatherings. The spacious upstairs master bedroom has a fantastic custom walk-in shower. Downstairs you will find an additional master suite along with a huge additional room, perfect for a game room or home gym. Situated on nearly a 1/2 acre... 06/15/2020

THE HACKERS ARE IN HIGH GEAR PROTECT YOURSELF BEYOND CORONA... Take heed-Very important information~Make the change today~right now, in fact!!!DO NOT search for your private information-least of all access your bank accounts on any "Regular" search engine-like Chrome or Explorer...THE HACKERS ARE IN HIGH SPEED trying and successfully grabbing all of your information~insanely so!I just learned a truly PRIVATE link-DUCKDUCKGO.COM DO NOT OPEN YOUR BANK SIGHT W/O USING DUCKDUCK GOING FORWARD...I check and confirm the information I provide-to be sure I am only providing information You can trust-PRIVACY MADE SIMPLE WITH DUCKDUCKGO!Let's combat those hackers by beating them at their craft!You also, specifically do NOT want to access your private information while having multiple windows/appli... 04/07/2020

Why Live in Placerville, CaliforniaWe've compiled a list of the Top 10 reasons why you should move to Placerville, California. As long time residents in the city, we've come to love the community and wanted to share our insights about the region. The area provides a wealth of family friendly attractions and features that make the area one of the best places to raise your children, and find a home for yourself and your loved ones.Become a HomeownerThere is an ample real estate opportunities in Placerville for home buyers looking for a new home. There are good deals on starter homes, luxury subdivisions, and mid-priced single-family houses. If you dream of owning a property for yourself, Placerville provides excellent real estate options for you to consider on your purchase. Our team can ... 04/07/2020

YOU HAVE FIRST CRACK AT THIS COMING ATTRACTION!! NOT ON MLS UNTIL MARCH 16TH...Beautiful home in the Community of Blackstone, El Dorado Hills~  Highly desired single story plan~low maintenance yard~3 bedrooms, 2 baths~light and bright throughout-Many "Smart Home" features, owned solar...has indoor laundry room with extra storage-wall to wall custom storage cabinets in the garage stay!! Backs to green space~is Right around the corner from miles of walk and bike paths-and close to Town Center with all the wonderful shops, dining venues, events and Theater!  Comes along with a Club House and awesome Work out Room!   Just $500K Inquire today for your private tour... before someone else snaps it up! :) Text or call 916-616-0874 or email wendimae@wendimae.com    Stay tuned for more details~Pr... 03/07/2020

Property Taxes in Placerville, CaliforniaWhat Are Property Taxes?Property taxes are the obligations the owner of a real estate property needs to pay to the local, state, and national government. Every state in the United States has its laws governing property tax, and you need to know which of these applies to your home. If you plan to become a homeowner, you'll want to make sure you pay the right taxes to avoid any issues with Uncle Sam in the future.For more information, please check out our original blog post at https://placervillehomes.com/.1. How is Property Tax Determined?The base tax of your property is determined by multiplying the assessed value of the home with all the tax rate that applies. The end amount is a sum of all the taxes, not including any exemptions, penalties, or ... 02/09/2020