ARCHIVED BLOG POSTS

2018 

“Working with a REALTOR” may not mean that you have REALTOR Representation. Yep! You’ve decided to buy a house. You’ve been told that it would behoove you to work with a REALTOR because the process of buying a house is very complex. You: know a REALTOR – or have been referred by a family member,...
10/31/2018
Recently, people have been asking if mortgage interest rates will be going up. That’s a good question. And it’s good to be concerned about it if you’re considering buying a home in the near future. There’s no way to definitely answer this, let alone how much the rates will go up. They go up and ...
10/30/2018
Updating your home provides you with an excellent opportunity to increase property value, update the home’s style and improve its functionality for your current and future needs. Many homeowners have been dreaming about what their remodeled home may look like for many years, so you understandabl...
10/30/2018
Last week we helped my Brother in Law downsize and move into a new apartment. Even though he lost one bedroom he gained a nice sized storage / pantry, a larger living room plus a bigger bedroom. In the past three years he went from a 4BR single family 2,200 sf home to a 2 bedroom apt. and now a ...
10/30/2018
Have you ever used Facebook to sign onto another site? Many of us do this pretty blindly simply because it is very convenient. But, this convenience could come at a cost. You know the drill. You go to a website and it says “Log In With Facebook.” or Google. Usually, it just takes a couple of cli...
10/27/2018
Everyone enjoys a hot shower - but what is too hot for your water?  How much energy does it take to heat the water and keep the temperature tap ready?  How can you save money and still have hot water on demand?  These questions and more are answered on the U.S. Department of Energy's website alo...
10/27/2018
Getting a mortgage is a crucial step on the way to buying a home or investing in real estate generally unless you have enough money to pay fully in cash, which the clear majority of people don’t. A mortgage is a loan, and you’ll need to be approved for a specific amount of money by a financial i...
10/27/2018
The title of the post applies to everything if you choose to believe or investigate it. We do to have or why would you do? The second phase in this thought process is what is the gain from the doing or having? Everyone has to ante-up in this game & we all have the same value to do so i.e. our ti...
10/27/2018
One Thing Leads to Another   It just may be the most frustrating aspect of the home loan process for both borrowers and their real estate agents.  We, the mortgage originator, ask for a specific item, or "condition," required for the loan approval and then upon receipt and review of that item, w...
10/26/2018
If you are hoping your home DOESN'T SELL ... Here are the Top 5 things you will surely want to do! Price your home higher than what your agent suggests! Do NOT "De-Clutter" or "De-Personalize" your home! Stay Home for ALL SHOWINGS! Leave all of your pets home when showing your home! Decline as m...
10/26/2018
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