Kathy Sheehan Mortgage Lender

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Mortgage and Lending - Bay Equity, LLC 770-634-4021 - NMLS #206275 GA 25689

ARCHIVED BLOG POSTS

2012 

Hey were all human, and we all make mistakes. The difference in a professional is the manner in which we handle these opportunities. If you follow this simple approach every time, you will leave your customers, coworkers, and even family members very happy. Here are the five steps: 1.       Recog...
01/29/2012
If you are a blogger, you absolutely have to check this out.  I am so grateful to those that find these wonderful resources for us.  I put in my blog and the two most used words were mortgage and Georgia.  I guess that is a good thing for a Mortgage Loan Originator in Georgia.  Check it out and l...
01/27/2012
Pacita has written a great article about short sales.  On more than one occasion, I have seen the deal fall apart because of any one of these issues.  The best advice is to consult with a professional about your short sale.Seller decides to do a short sale....what shouldn’t he stop paying?We’ve s...
01/27/2012
When you make an offer to purchase a property, your real estate agent will prepare the document for you. It is necessary to keep in mind that this is a legally ending agreement. In addition the terms of your offer including the timeframe for specific performance will be outlined. This is an excel...
01/23/2012
  We all understand the basics of mortgage underwriting are based on three  components.  They are: 1.     credit 2.     collateral 3.     capacity All borrowers must meet the minimum credit standard for any of the financing programs that they may choose regardless if it's conventional, FHA or VA....
01/22/2012
Last night I watched Betty White’s 90th birthday celebration program on NBC.  It was a wonderful, enjoyable program and a beautiful tribute to a woman's dedication to her career, her friends, and her philanthropic work. Has there ever been a time when Betty White wasn't on TV entertaining us all?...
01/22/2012
National Thank You Month!  I love that idea.  Two little words that can have such power.  It is such an easy way to let those individuals in our lives know just how much we appreciate them.  I am truly blessed with family and friends that I love.  January is National Thank You month! Did you know...
01/21/2012
Gita has made some great suggestions here for topics for future blogs.  I like the idea of using the calendar to keep track as you discover those events as you learn of them. Now there is no excuse not to blog!It is important for real estate agents to blog about real estate . We should blog about...
01/20/2012
 Andrea makes a very good suggestion in this post.  It is far beter to address this situation as soon as it happens.  Homeowner's can check if their home loan is Freddie or Fannie owned by going to this website: http://www.fanniemae.com/loanlookup http://www.freddiemac.com/mymortgage/Help! I just...
01/20/2012
I appreciate too the concept of reciprocity, you must give in order to receive, givers gain, etc.  Mona has made a very good point.  But as a treat, she included a very funny video.  Check it out. When I woke up today, I had my AR post all figured out.   It involved aYouTube morning journey. I th...
01/20/2012
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Kathy Sheehan

Senior Loan Officer
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