Rick Smith Jr. (Top Flite Financial) Mortgage and Lending



Rick Smith Jr.
location_on Brighton, MI — Top Flite Financial
Get to Know Rick Smith Jr.

Hello, my name is Rick Smith Jr.

I have been in the mortgage Industry for over 7 years. I am experienced, professional and driven to get the job done - for you!
Customer service to me means that we are here to service your mortgage needs. I am available 24/7/365 days a year with pleasure! We are looking for long lasting relationships - lifelong customers with our company. I am always looking to do the next right thing in my life, and I carry that into my work ethic! I will never suggest an option that is not in your best interest. I will give you suggestions, and examples that will best fit your lending needs - which empower you to make a great decision for you and your family.

We are family owned and operated and have been for over 20 years in Lvingston County. We have been voted the #1 Mortgage company in Livingston County, 5 years in a row! Premiere Mortgage Lending Services is the preferred mortgage lender of the National Hockey League.


I specialize in Residential, and Small Commercial- up to 1.5 million. Weather you are looking for 100% financing, Jumbo loans, Home equity lines, or a refinance, we have the ability to shop your mortgage for you to 34 major banks and investors!


Certified Mortgage Consultant. Creating friends, memories, and earning the title of "Your Loan Officer for Life"