Mortgages that require a low-down payment for first time homebuyers in Asbury Park NJ?A mortgage that requires a low down payment for first time homebuyers in Asbury Parks is now starting to be standard. Making a smaller down payment does involve some form of mortgage insurance (MI) but not with some program. This is a fee that may be paid to limit the lender's risk when there is a lower down payment when buying your mortgage insurance (MI). Our loans are available with as little as 3.5% down payment. The cost of the mortgage insurance maybe paid by the bank depending on the borrower's credit score and location. Borrowers with lower credit scores may be better off with an FHA loan. The disadvantage with FHA loans is that the borrower cannot cancel the MI for an FHA loan. The only way to... 09/22/2020

https://my.matterport.com/show/?   Walk Through 22 Constitution Dr Leonardo NJ Middletownref=fb&m=pJsC5uGKvBk&fbclid=IwAR2AFQYd7ovq7vl8k13pU3_B96HEh7Jdpoi85VZZXg0rVBZQL9Ue02oK464.Welcome to 22 Constitution Dr Located in Middletown NJ. Newly Renovated updated home boasts of over 3300 sq ft of living space, 5 bedrooms, 3 baths. Custom steel entry door. finish white oak stairs. Formal living rm w/fireplace & Grey Onyx surround, white oak hardwood floors. Porcelain tile floors in Formal dining rm and kitchen. Open Kitchen GE Cafe Series Wifi Appliances, Countertops, Island are Calcutta White quartz. Island with microwave. Walk in pantry. with door to yard. Convenient laundry rm and mud rm. Spacious Family Room with Sliders to yard, Cathedral Ceiling w/Stone Slab Wood Burning Fireplace and w... 07/16/2020

https://my.matterport.com/show/?ref=fb&m=pJsC5uGKvBk&fbclid=IwAR2AFQYd7ovq7vl8k13pU3_B96HEh7Jdpoi85VZZXg0rVBZQL9Ue02oK464Open House Sunday July 11th from 12-3pm and Sunday July 12th From 1-3pm22 Constitution Drive Leonardo NJ (Middletown)Listed $1,125,000Don't miss this open house! If you are looking for the "WoW" factor here it is!Renovated Custom Home. 5 Bedrooms, 3 Baths, Formal living room with woodburning fireplace. Formal dining room with porclain flooring that flows to the kitchen. Custom kitchen with GE Profile Cafe WIFI series appliances. Walk in Pantry. Quartz countertops with accent Onyx panel on Island that seats 6. Family room with floor to ceiling stone panel wood burning fireplace. wet bar with 2 beverage refrigertors. laundry room, mud room that leads to side door and 2 ... 07/09/2020

https://my.matterport.com/show/?m=pJsC5uGKvBk. Click on the link to take a tour through this beautiful home! Welcome to 22 Constitution Drive located in one of Middletowns's most desirable neighborhoods.  This spacious newley renovated and updated home boast over 3300 Sq Ft of living space, Five Bedrooms and 3 Bathrooms. Open kitchen concept boast GE Cafe Series wifi appliances with matt white finish to compliment modern white cabinets, countertops, Island with seating for six has a second sink for prep, garbage and micro. Walk in pantry. Master bedroom has 2 walk in closets en suite features heated, chevron marble floor & shower, porcelain slab walls, granite vanity w/vessel sink. first floor  has dual access to a beautifully landscaped yard and  an in ground pool via doors in the fami... 06/28/2020

Just listed in Freehold NJ Silvermead Adult Community   Roy Giordano  732-213-2438473 Charles Place, Freehold NJ is now for sale and priced to sell at $49,900  This double wide home offers two Bedrooms, two full Bathrooms, Living Room, Dining Room, Eat-in Kitchen, Laundry Closet, and two Decks front and rear, a Storage Shed, and an extended driveway complete this home. Newer Roof,  Newer Kitchen, Central Air-conditioning, two Updated full Bathrooms. Silvermead is an adult community 55 and over. Located conveniently off Route 9 in Freehold.Silvermead offers a maintenance free life style. Amenities include the Clubhouse, Exercise room, In-Ground Swimming Pool, Boccie Courts, and more.Silvermead is also a pet  friendly community. One monthly payment includes the Water, Sewer, Lawn Maintena... 02/09/2020

NEW TO THE MARKET. Another HOME presented by Weichert Realtors, Marlboro Office. Listing agent, Esther (Essie) Cruz.Location: 46 Sudbury Road, Morganville NJ  07751Don't miss this ONE! I'll be hosting and Open House this Sunday, August 11th (1-4pm). Stop by and preview this terrific home. WHITTIER OAKS RANCH! Great Opportunity to own this well maintained 4 bedroom, 2.5 bath ranch with 2-car garage in Morganville. HOME features a sun-filled eat-in kitchen and breakfast area with adjacent family room featuring a wood-burning fireplace. A generous-sized living and dining room area is just the thing to enjoy with family and friends! Home includes hardwood floors throughout (3 bedrooms with carpet), high efficiency heat and air (2012), HWH (2013), remodeled baths and siding. The exterior off... 08/09/2019

 Another HOME presented by Weichert Realtors, Marlboro Office. Listing agent, Esther (Essie) Cruz.Location: 112 Tree Top Circle, Freehold NJ 07728. Offered at $869,900. This beauty is currently on the market. For more infomation or a tour, contact Essie Cruz directly at 908-596-1801. You won't be disappointed!  Absolutely Stunning 4 bedroom, 3 Full bath with 3-Car garage in Freehold Township! This HOME will astonish you with it's modern but tasteful interior finishes throughout! Upgrades include a well-designed gourmet kitchen, generous center island, SS appliances, 6-burner gas cooktop, pot filler, double oven (WI-FI) compatible, w/42'' self-close cabinets, attached breakfast area, butler's pantry and adjacent Family Room with gas Fireplace. Grand 2-Story entry, Hardwood floors on main... 08/09/2019

Another HOME successfully closed by Weichert Realtors, listing agent: Esther (Essie) Cruz. Received well above asking price within hours of being on the market!!! You'll love this charming 3 bedroom, 2 full bath, sun-filled ranch with finished basement and 2-Car garage in desirable Marlboro Township! Features include: Expanded Eat-In kitchen with Andersen sliders, beautiful hardwood floors throughout the home, updated bathrooms, ceiling fans, some crown moldings, wood-burning fireplace, newer high-efficiency HWH, furnace and AC unit and a large, fenced-in backyard is just the thing to enjoy with family & friends! Top-Rated Marlboro schools. Excellent location, minutes to Route 9, NYC transit & shopping. Great price, great opportunity! Must See.  Warmest Regards,Essie Cruz908-596-1801 08/09/2019

PRIME Location directly adjacent to Pool & Tennis Court. Picturesque setting. Originally one of the model units. Extra deep garage & larger patio.Property Website: https://topagentlistingmarketing.view.property/public/vtour/display/566582?a=1#!/  07/02/2019

Why do Open Houses? Read on.Some agents do not like to do open houses, many feel it's a waste of time or they are just going to appease the sellers. I find this to be especially true with Agents that have been in the business for a long time.I've been in the Real Estate business for over 20 years and I still do open houses.I write this blog because of my open house experience just yesterday. I took a listing as an office exclusive for a nice home in an adult community, priced it right and held a 3 hour open house.The result - I wrote a contract for over asking price ( all cash deal ) one hour after the open house started and  received 2 additional offers. I had 3 people ask me to perform a CMA for the sale of their homes and picked up 4 buyers!  All in all I'd say it was a really good d... 02/11/2019

 Spotlight on Colts Neck, NJ! Located in Monmouth County, Colts Neck is a top-rung rural community in Central New Jersey, where having it all is absolutely possible! Spacious horse farms and huge lots are in commuting distance to New York City while also being close to the recreational fun of the Jersey Shore! Strict zoning ordinances encourage locally owned businesses, while residents are still close to malls, movie theaters, and other amenities in neighboring communities.   Colts Neck NJ boasts a traditional, rural feel that is highly sought after by home buyers. Delicious Orchards, boutique shops, 1000 acres of preserved farmland, equestrian farms and thoughtful zoning laws have preserved the gorgeous landscape that defines Colts Neck. Home buyers are not only treated to this beautif... 02/08/2019

THIS  HOME WILL BE OPENED TO PREVIEW ON SUNDAY, FEBRUARY 10TH (1-4PM).ANOTHER BEAUTIFUL LISTING OFFERED BY ESSIE CRUZ & MARGARETH RICUCCI. FOR MORE INFORMATION OR TO SCHEDULE A PRIVATE SHOWING, CONTACT 908-596-1801 OR 732-616-1506 TODAY!  You'll love this beautiful 2-story home situated on a cul-de-sac in commuter-friendly Aberdeen! One of a kind Mother/Daughter, Custom rebuilt in 2009. 5 BR, 3.5 BA home will give you 3,300 sq/ft of generous living space. This home features a spacious EIK w/granite counters, maple cabinets & SS appliances. Enjoy the 38'X14' great rm w/vaulted ceilings, gas FP, BB heat & sliders to the outdoors, perfect for entertaining + bonus room. Home also features recessed lights, ceramic tiled floors, ceiling fans, newer wdws, speaker system, 2-zone AC, crown moldi... 02/08/2019

Half of the Top Ten high schools in New Jersey by SAT scores are in Monmouth County and are available free to all students.   This is a remarkable accomplishment, given that there are 21 counties in the state. The Monmouth County Vocational School District has redefined public school education for the twenty-first century.Old perceptions are that the top schools are only available to the privileged who can pay tuition at the best schools or who live in wealthy districts, but applications to these academies are open to all students in the county.    Topping the list as the #1 High School in the state is High Technology High School with an average SAT score of 1500.  It has also ranked as the #1 STEM High School in the United States for eight of the last ten years. Located on the campus o... 01/10/2019

Another HOME sold by Esther (Essie) Cruz with Weichert Realtors.  I enjoyed everything about representing my buyers in the purchase of their new home in Freehold Township!!! Wishing you many years of happiness... Thank you for choosing me as your realtor, it was a pleasure!!! #happybuyers #essiecruztherealtor #weichertrealtors Regards,Essie CruzC. 908-596-1801 "Oh, by the way, I'm never too busy to take care of your referrals!" 08/06/2018

The year is 2018 and shoppers have become more than comfortable doing their shopping online instead of running out to the mall. After all, the prices may be cheaper online, you can possibly get free shipping, have a larger selection AND not have to deal with crowds or unfriendly store employees.Knowing all of this, the Freehold Raceway Mall in Freehold NJ decided that it would make sense to pilot a program where  customers would PAY $5 for premium parking spots creating yet another advantage for people to shop online instead. Offiials from this Monmouth County NJ mall say that only the most premium (1% of all spaces) will have the $5 fee attached to the spaces. It would be an area that is portioned off from the rest of the parking lot with an attendant to monitor and collect the fees. I... 07/20/2018

Another Listing offered by Esther (Essie) Cruz with Weichert Realtors in Marlboro NJ. Don't miss this fantastic opportunity to purchase  45E Wild  Turkey Way, Manalapan NJ 07726. This HOME is being offered at $204,900. Great Price, Great Opportunity!!!! Bight and Sunny best describe this 2 Bedroom, 2 Bath End-Unit in desirable Covered Bridge I, 55+ Active Adult Community! This HOME features white formica kitchen cabinets, upgraded appliances, new garbage disposal, 2 ceiling fans, newer electrical panel box (2015) and AC Unit. Fully enclosed sunroom w/access door. Generous-sized bedrooms with plenty of closet space. Come Enjoy a leisurely Lifestyle in a Private but yet Convenient Location close to Shopping, Bank & NYC Transit. Outdoor Pool, Tennis Courts, Shuffleboard & Organized Social ... 07/13/2018

Welcome to the quintessential Rumson mansion for the modern family. Located on one of the finest and most celebrated roads of estates in America, Rumson Rd. Once belonging to the historic Herbert Polo Field grounds of the Rumson Country Club of 1910. The 8100 sq ft.estate is situated on 2.96 acres of serene, dry and flat land. Priced at $2,349,000   Enter this exquisite 20 room custom home thru teak artisan double doors with a beautiful granite foyer. This 6 bedroom, 7 bath home has a gourmet kitchen w/granite, s/s appliances.   Mother/Daughter or au pair suite on 2nd fl. w/separate entrance. Large Great Room, designed for entertaining & elegance with an abundance of windows. Easy commute to NYC via fast ferry, close to beach & country club. Perfectly situated to enjoy the elite lifesty... 05/22/2018

Plants That Work In Low LightChoose a pretty pot, an empty corner and enjoy the benefits and beauty of houseplants!  Plants That Work In Low LightChoose a pretty pot, an empty corner and enjoy the benefits and beauty of houseplants!  I Love Plants, they bring calm and beauty to our environment. The benefits of houseplants go way beyond aesthetics and appearance. Studies have shown that  indoor plants are good for our health! They release oxygen and absorb carbon dioxide which freshens our air and eliminates harmful toxins. Research has also proven that indoor plants improve concentration and productivity, reduce stress levels and boost our moods ~ making them perfect for our home and work space. Greenery and nature help us feel more relaxed and at ease which elevates our everyday frame ... 05/16/2018

Another Home listed by Essie Cruz with Weichert Realtors, Marlboro Office Welcome to 210 Daffodil Drive in Freehold Township! Meticulously Maintained 2 Bedroom, 2.5 Bath INVERNESS Model in desirable gated Raintree Community. The first floor offers an open concept, 2-Story Living Room with a wood burning Fireplace, Large Eat-In Kitchen with SS Dishwasher and Refrigerator. Home features, Ceiling fans, Six-panel Doors, Updated Vanities, Mirror and Light fixtures in all 3 Baths. Generous-sized Master Bedroom, with large WIC and it's own Private BA. Driveway was completely replaced 8/2016. Very Private Lot, Backs to Trees. Come Enjoy a leisurely lifestyle in a private but yet convenient location close to shopping, major transportation and Centra State Hospital. Pool, Clubhouse and Golf Cours... 01/29/2018

2532 Belmar Blvd,  Belmar, NJ 07719 Thinking about Selling your Home? Your Home may be worth WAY more than you think? For an instant home evaluation visit http://www.realestateincentralnj.com  Thinking about Buying a Home? Search for NJMLS Homes at www.realestateincentralnj.com For complete information on this great home in Belmar Click Here  Perfect Location! Would even be a great opportunity for a home based business, located at a high profile, busy intersection! This 4 bedroom ranch sits on a corner lot amongst a retail strip mall, apartment buildings, and a senior center. The home is currently wired commercially and has two separate entrances, 1 for home and 1 for office. The walkout basement adds extra convenience. Property has endless potential and is the perfect location for an o... 10/11/2017